En poursuivant votre navigation sur ce site vous acceptez l’utilisation des cookies destinés à améliorer la performance de ce site et la qualité de nos services, à en adapter les fonctionnalités. En savoir plus sur les cookies.

Trouver un produit
Demander une proposition
Déclarer un sinistre
Nous contacter
Nos bureaux à travers le monde

* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

** Pantaenius America Ltd. is a licensed insurance agent licensed in all 50 states. It is an independent corporation incorporated under the laws of New York and is a separate and distinct entity from any entity of the Pantaenius Group.

Bienvenue dans votre espace client
  • Télécharger les contrats, les conditions et les clauses
  • Trouvez vos factures et vos montants à payer
  • Vérifiez et modifiez vos informations personnelles


Avec l'arrivée du printemps ou de l'automne, nous savons tous que l'orage nous attend, ce qui représente un risque évident pour les amateurs de voile. Que ce soit en mer, dans le port ou à terre - une bonne préparation est essentielle pour que le navire et l'équipage puissent survivre à une tempête avec un minimum de dégâts.

It is often the little things that make all the difference. An extra fender here, another stern line there, keeping a regular eye on the shipping forecast or checking your equipment beforehand as a precaution. Nonetheless, storm damage occurs again and again due to lack of adequate preparation and seamanship.


At first, it may sound a little paradoxical: in the event of a storm, it is sometimes better to be on the high seas rather than close to the shore. This is because the nearer you get to the land, the shallower the water. In shallower waters, short, steep waves can build up, which not only put the vessel under considerable strain but can also rapidly wear down the crew. Thus, if you cannot get to a sheltered harbour, it may be better to weather the storm at sea. In Mediterranean marinas, for example, the yachts are densely packed together in summer, with “Med mooring” perpendicular to the pier or with bow anchors and stern lines. Any that swell builds up during a storm will often result in considerable damage.


No question about it – your vessel should be safely and securely moored in the marina whatever the weather conditions. Forward and aft springs, together with bow and stern lines, hold the yacht in position, elastic rope with a high breaking load can absorb any jolting motion, while fenders on the hull and stern protect against contact with the pier or neighbouring vessels. When a storm approaches, additional measures must be taken. Check all mooring lines for any signs of wear or chafing; replace any damaged lines. Make sure you have additional lines and fenders which can be used for rapidly securing the vessel in an emergency. And – it almost goes without saying – moor your vessel in such a way that wind, waves and current will push your boat away from the quay and not onto it.


Another important factor is thorough, responsible planning and preparation for trips. This must include providing a detailed briefing to the crew. Particularly in the case of charter trips, the owner should insist on the crew being given a detailed briefing, so that even in heavy weather all crew members know exactly what to do: How do the valves work? Where are the emergency cutters? What do the storm sails look like? Once the storm has arrived, it is too late to do this. Apart from the hurricane areas in the Caribbean and the tropical cyclone areas in S.E. Asia Pantaenius does not have a specific catalogue of requirements that you need to observe during heavy weather. Every sailing enthusiast should display common sense and good seamanship. As the saying goes: always behave in the way you would advise your loved ones to behave. Listening to the shipping forecast on a regular basis, avoiding the lee shore during storms, reefing in good time and adjusting your speed to the circumstances – these are just a few points that should be self-evident.


Pantaenius played a decisive role in developing the “Named Tropical Storm Clause” after Hurricane Ivan had raged so severely over Grenada in 2004. The clause specifies the measures to be taken when a hurricane is announced by the National Hurricane Center in Florida (www.nhc.noaa.gov). The Named Tropical Storm Clause, which has now become the guiding principle for many insurers, has helped to significantly reduce losses from hurricane damage. Since the entry into force of the clause, owners have paid much greater attention to preventive measures, in order not to lose their insurance cover.

At a glance

  • Regularly consult and check the shipping forecast
    • Find a suitable mooring or anchoring place and secure the vessel with additional lines
    • Regularly inspect and test safety-relevant equipment, e.g. storm sails
    • Make sure the crew have been briefed on equipment and behaviour in the event of an emergency
    PANTAENIUS - un partenaire fiable
    Il est important de se sentir bien et en sécurité

    d'expérience garantissent un service unique et efficace dans la gestion de sinistre, lorsque vous en avez le plus besoin.


    nous font déjà confiance et font de Pantaenius le numéro 1 de l'assurance plaisance en Europe.


    composent notre réseau de professionnels, permettant d'assurer un véritable service local et de conseil dans le monde entier.