Biura Pantaenius

* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

Logowanie dla właścicieli łodzi i jachtów
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Jesteś skipperem lub czarterowiczem?

Ponieważ Twoje polisy ubezpieczenia skipera lub czarteru zostały zawarte z naszym oddziałem w Niemczech, najpierw zostaniesz przekierowany na stronę internetową Pantaenius GmbH, Niemcy. Kliknij przycisk "Logowanie", aby zalogować się na swoje konto.

Logowanie dla skiperów i czarterowiczów
07/18/2019
Zapobieganie | Pożar

Gdzie czai się pożar?

Mnożące się ostatnio informacje o pożarach łodzi elektryzują społeczność żeglarską i nas, którzy Was ubezpieczamy. Przeczytajcie, z czego najczęściej wynikają pożary na jachtach i sprawdźcie, czy na pewno Wasza łódź jest bezpieczna.

Pantry and galley: Motor and sailing ships often have a gimballed gas stove in their galley. The gas taps should always be kept closed when not in operation. This applies both to the closure on the gas cylinder and to the gas tap in the pantry and on the stove. This prevents gas from escaping even if one of the closures is defective.
The operation of gas systems is simply too dangerous to leave the installation to a layman. A gas explosion can be fatal.  The installation and conversion of gas systems may only be carried out by an authorised specialist company.  Otherwise, in the event of damage, the insurance cover may lapse.
Other advice: Have the gas system inspected by an expert every two years.

Machinery: Petrol-powered boats with an inboard engine, in particular, offer a certain risk potential. Since petrol is a volatile substance, flammable gases can quickly form. Therefore, the supply of fresh air via ventilation systems, so-called blowers, is very important. Otherwise, the fuel-air mixture could ignite when the engine is started. The functionality of the blower should be checked regularly.

Heating and fans: Heating systems can be the cause of a fire in many ways. Even oilskins and sailbags that are carelessly thrown in front of an outlet can cause melting damage. A kink in the ventilation hose often leads to hot air jams, which means a fire hazard, as ventilation hoses usually consist only of cardboard laminated with aluminium. In addition, the exhaust pipes pose increased risks because they become particularly hot. Surrounding cable ties can melt and lead to a short circuit. For this reason, installation should be carried out by a specialist. Caution is also called for with fan heaters, as the open glow wires can easily lead to fires.   

Arson: Sad but true - arson is still a very common cause of fire. Not infrequently, those responsible are simply looking for destruction and vandalism, but often insurance fraud is also a motive. Pantaenius assumes that with ten to twelve per cent of all total losses by fire in any way, the owner is deliberately involved. In economically bad times the ratio rises to 15 to 20 per cent.

 

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