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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

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Third Party Liability Insurance

At Pantaenius, it only takes a few clicks to receive your individual boat insurance quote – free of charge and without obligation. Your quotation will be sent  to you by e-mail shortly after you submitted your inquiry.

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  • Affordable third party boat insurance
  • Support available at all times in case of damage or emergency
  • All documents in a personal login
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At a Glance: Third Party Boat Insurance by Pantaenius

Our Third Party Liability Insurance offers cover for any damages caused against a third party by owner, guests or crew while using the vessel.

Your benefits

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Liability cover for everyone

The Pantaenius policy covers your legal liabilities for property damage, death and injury, including the liabilities of your crew.

Watersports (including Diving)

Your legal liability towards those engaged in watersports from your yacht is covered, and also their and your liability towards anyone in the water.

Water pollution

Your legal liability for water pollution and environmental damage is covered under your Pantaenius policy.

Skipper Liability

An extension to cover your personal liabilities when you are using a borrowed or chartered yacht.

Is Third Party Boat Insurance Really Necessary for my Vessel?

In many countries, boat liability is not mandatory. However, we at Pantaenius still highly recommend boat liability insurance as part of our absolute standard safety measures to keep financial burdens for you at a minimum – after all, any damage caused while using a vessel can quickly add up. In this context, it is important to keep in mind that boat owners will always be held liable with their entire essets for damages caused by them or someone else driving their vessel. Since those claims are usually not covered by the boat owner’s private liability insurance, a third party boat insurance is highly advisable. Also, many marinas or local authorities insist that you own third party liability in order to use their facilities.

Flexible and Comprehensive Boat Insurance

Our dedicated third party boat insurance offers cover without any unclear exclusions. While it is not necesserarily mandatory, it is still widely considered to be the bare minimum of recommended cover for your yacht or other vessel. Our comprehensive cover includes claims of not only the owner but also the crew and guests, should they cause damage to a third party’s property or cause injury or even death to another person.

Because we know that insurance for any boat is always based on individual circumstances, our insurance offers are flexible enough to meet your personal needs. Our Third Party Liability insurance automatically includes a Skipper Liability Insurance, so you are automatically covered even as a charterer of a sailing or motor yacht. 

Get in touch
Your Pantaenius UK Team

Do you have questions regarding our comprehensive boat insurances? Our experts are happy to provide you with just the right information for your vessel!

Emma Batson
Harry Chapman
Andy Crick
Kirsty McCurdy
Fiona McCracken
Rosanna Muscat
Nicola Symons
+44 1752 22 36 56

Monday to Friday, 9:00 until 17:00

PANTAENIUS - a reliable partner
Enjoy the great feeling of being in safe hands...
Over 50

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.


already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.


in our network help us deliver true local service and support you with advice and expertise all over the world.