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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

** Pantaenius America Ltd. is a licensed insurance agent licensed in all 50 states. It is an independent corporation incorporated under the laws of New York and is a separate and distinct entity from any entity of the Pantaenius Group.

Welcome to Pantaenius
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Yacht Hull Insurance

Yacht Hull Insurance from Pantaenius covers you for damage to your own boat.


All Risk Clauses

An All Risk policy, based on an Agreed Fixed value, covering your yacht’s hull and machinery, including tenders and personal watercraft.

Deductible free claims

No policy deductible on a wide variety of Hull claims or to any Third Party Liability claim or to costs for salvage and wreck removal; towing and assistance; emergency accommodation and many more.

New for Old

New for Old cover included as standard on all parts and materials less than 10 years old and is available as an optional extra for vessels aged over 10 years.

Agreed Fixed Value

An Agreed Fixed Value policy which cannot be challenged or averaged in the event of a claim.

Further Benefits
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Wear & Tear and Latent Defects
Machinery cover
Breakdown assistance
Emergency Accommodation
Personal Effects/Trailers/Cradles
Salvage and wreck removal

Wear & Tear and Latent Defects

Cover for damage as a direct result of a part failing due to wear and tear; latent defect; corrosion or any kind or rot, only the cost of repairing or replacing the faulty part is excluded.

Breakdown assistance

A contribution towards towing and assistance costs in an emergency, non-claim Situation.

Personal Effects/Trailers/Cradles

Your personal effects, and trailers and cradles which you own and use in connection with your yacht are covered up to fixed limits, or for higher sums by agreement.

Machinery cover

Main engines and gearboxes, for sail and motor yachts, up to 5 years old, covered for damage caused by failure of component parts.

Emergency Accommodation

A contribution towards emergency accommodation costs if your yacht becomes uninhabitable when in use abroad.

Salvage and wreck removal

We will pay, without deductible, the reasonable cost of inspection of the underwater parts following a grounding incident, whether or not any damage is found together with reasonable salvage and wreck removal costs.


I have sold my boat. What happens with my policies?

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When you sell your boat you cease to have an insurable interest in the yacht. Therefore, you will need to notify us, in writing, of the sale as soon as possible. You can do this by sending an email or a letter. We cannot cancel the policy by telephone. When we cancel your policy, a pro-rata refund of unused premium will be made provided no claims have been made in the current insurance period.

Can the purchaser take over the policies?

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Each policy of insurance is based on the individual requirements of the insured. In taking over another person’s policy there is the danger that the policy is not suitable for the needs of the purchaser. Of course, if you feel that you have benefitted from the Pantaenius cover and customer service and wish to recommend us to the buyer of your yacht, then we would be delighted to provide them with a quotation for their insurance.  Please feel free to pass on our contact details. If the new owner wishes to continue to insure the yacht through Pantaenius we will ensure that the there is no gap in cover when the yacht changes hands. You will need to let us know as soon as possible so that we can offer a quotation and set up the new insurance in good time for the sale. In many cases we will waive the requirement for a survey which may be helpful for your buyer and so benefit the selling process. 

How is my trailer insured?

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Trailers that permanently belong to the boat can be insured against loss or damage under the hull insurance, as part of the insured property.

If insurers agree to insure my trailer, do I need to specify an extra sum insured for the trailer?

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It depends on the value of the trailer. There is automatic cover up to £1,500.00 each item for one trailer. However, should the value of your trailer be higher, please let us know as it will be necessary to reflect the correct value of the trailer in the total sum insured.

We haven't answered all your questions?

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Please visit our FAQ area. If you can't find the help you need there, just contact us! 


Get in touch
Your Pantaenius Crew

Do you have any questions? If so, our dedicated staff are happy to help. Whether you would like a quotation or more information on our products, we are at your service!

Andy Crick
Emma Dawes
Kirsty McCurdy
Fiona Williams
Samantha Woodmansey
Mike Hulbert
+44 1752 22 36 56

Monday to Friday, 9:00 until 17:00

PANTAENIUS - a reliable partner
Enjoy the great feeling of being in safe hands...

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.


already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.


in our network help us deliver true local service and support you with advice and expertise all over the world.