
Yacht and Boat Insurance
- Comprehensive insurance solutions for boat and yacht owners
- Local crew in Switzerland with a global network
- 24/7 in-house claims service
Optimal insurance cover for your boat
Take the safe course: By taking out the right insurance, you not only protect your own boat, but also yourself against damage caused by third parties. Our bespoke insurance solutions take your individual requirements into account ensuring you always have the best possible protection on board!

Hull Insurance
Yacht Hull Insurance from Pantaenius covers you for total loss and partial damage to your boat.
Yacht Hull Insurance from Pantaenius covers you for total loss and partial damage to your boat.
- Protection against all risks
- Agreed Fixed Value
- New for Old
Our products for boat and yacht owners
These questions might help you:Is boat insurance compulsory in Switzerland?
In Switzerland, boat liability insurance is required by law for motorboats and sailing boats with a sail area of more than 15m². There is no obligation for smaller boats (under 2.5m) without an engine, but insurance is strongly recommended to protect your boat against damage. Many marinas and moorings also require proof of liability insurance, particularly to cover damage or injury that may be caused to third parties. Boat insurance therefore not only protects your financial investment, but also ensures that you comply with local regulations and requirements.
How much does boat insurance cost per year?
The cost of boat insurance in Switzerland can vary greatly. Premiums are based on various risk factors, such as the owner's experience, the type, size and age of the boat, as well as its use, mooring location and sailing area. The estimated costs of settling claims also influence the premium. For an accurate quote that takes your individual needs into account, please feel free to contact us – we will be happy to help.
What does boat insurance cover?
Boat insurance generally protects against a range of risks:
- Self-protection of the boat: Covers damage to your own boat, for example due to collisions, grounding, theft or other unforeseen events.
- Third-party liability: Covers costs if you cause damage to third parties, whether to persons or property.
- Additional cover: Optional extras such as accident insurance for people on board or legal protection can be included.
- Exclusions: The exact benefits vary depending on the policy. Be sure to check the terms and conditions, e.g. exclusions for wear and tear, improper maintenance or personal negligence.
Can I adjust my boat insurance retrospectively?
Yes, boat insurance can be adjusted even after the contract has been signed. Changes in the use of the boat, its value or other factors may require the policy to be updated. It is important to notify your insurer of any changes so that the insurance cover continues to meet your current needs and the boat is adequately protected.
Is boat insurance compulsory in Switzerland?
In Switzerland, boat liability insurance is required by law for motorboats and sailing boats with a sail area of more than 15m². There is no obligation for smaller boats (under 2.5m) without an engine, but insurance is strongly recommended to protect your boat against damage. Many marinas and moorings also require proof of liability insurance, particularly to cover damage or injury that may be caused to third parties. Boat insurance therefore not only protects your financial investment, but also ensures that you comply with local regulations and requirements.
How much does boat insurance cost per year?
The cost of boat insurance in Switzerland can vary greatly. Premiums are based on various risk factors, such as the owner's experience, the type, size and age of the boat, as well as its use, mooring location and sailing area. The estimated costs of settling claims also influence the premium. For an accurate quote that takes your individual needs into account, please feel free to contact us – we will be happy to help.
What does boat insurance cover?
Boat insurance generally protects against a range of risks:
- Self-protection of the boat: Covers damage to your own boat, for example due to collisions, grounding, theft or other unforeseen events.
- Third-party liability: Covers costs if you cause damage to third parties, whether to persons or property.
- Additional cover: Optional extras such as accident insurance for people on board or legal protection can be included.
- Exclusions: The exact benefits vary depending on the policy. Be sure to check the terms and conditions, e.g. exclusions for wear and tear, improper maintenance or personal negligence.
Can I adjust my boat insurance retrospectively?
Yes, boat insurance can be adjusted even after the contract has been signed. Changes in the use of the boat, its value or other factors may require the policy to be updated. It is important to notify your insurer of any changes so that the insurance cover continues to meet your current needs and the boat is adequately protected.


