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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

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One of the UK's leading specialists for yacht and boat insurance

Get in touch
+44 (0)1752 223656

Monday to Friday, 09:00 until 17:00

If you have any questions or require advice regarding any of our insurance products please contact us. Our insurance advisors will be happy to help.



Boat Insurance: Find your Optimal Cover

Take the safe course: By taking out the right insurance, you not only protect your own boat, but also yourself against liability for damage caused to third parties. Our bespoke insurance solutions take your individual requirements into account ensuring you always have the best possible protection on board!

Hull Insurance

  • Protection against all risks
  • Agreed Fixed Value
  • New for Old
News

Southampton Boat Show 2024 – Highlights and Updates

Welcome to our Southampton Boat Show 2024 Round-Up, where we reflect on an incredible event filled with exciting moments, new connections, and the latest in boating innovation.

Whether you visited our stand or could not make it this year, we’ve captured the key highlights for you.

Refer a friend

Refer a friend

At Pantaenius we have always recognised that the best leads come from customer recommendation. Many of our customers already recommend Pantaenius to their family and friends.

Did you know that as a Pantaenius policyholder you can now earn a reward for every friend you refer and who takes out a Hull insurance policy?

What our clients say
4.8

184 Google reviews

29.07.2024

I cannot recommend Pantaenius to highly. From initial contact to conclusion they were very professional and helpful in a polite and professional manner. Their advice helped me navigate the process of making a claim in an easy way. The dedicated claims manager allocated was a pleasure to deal with and I commend him to the company as an excellent ambassador. My renewal is due so I am not looking for any other quotes and I am going with them again. What more can I say but well done.

04.09.2024

Pantaenius have been fantastic throughout our claim, paying promptly when the claim was settled and even part paying the account when we needed emergency accommodation. What I valued the most was that I spoke to real people who had a very sound understanding of boats. I have been with Pantaenius since 2017 and am so glad that we stayed with them. There are cheaper insurance options on the market but you can only judge an insurance company when you need them and on this occasion Pantaenius exceeded my expectations.

26.09.2024

In 2014 Pantaenius offered to cover my first Atlantic crossing, when no English speaking surveyor was available to provide the survey report demanded by my insurers at that time. My first ever claim on ANY boat insurance policy was made this year, 2024, when Pantaenius, with an absolute minimum of fuss but a friendly, rapid and efficient response, have fully justified my long standing reliance on their cover. Their reputation goes before them but true value emerges after a claim. Thanks Pantaenius!

22.10.2024

Prompt and efficient service from Simon Firth in the claims department. Insurance claims are rarely an enjoyable experience but Pantaenius try hard not to make it worse

15.08.2024

A First Class service from Pantaenius after damage was sustained due to a small electrical fire on my yacht. They promptly advised on the insurance position and were exemplary in supporting the process to get the yacht repaired as soon as possible. Having the backing of a company committed to getting you sailing again as quickly as possible is just the epitome of great service.

These questions may help you

Is boat insurance mandatory?

Boat insurance is not legally required for leisure boats in the UK, but it is strongly recommended. While not mandated by law, having insurance is essential for protecting your investment against various risks, such as collisions and weather-related damage. Additionally, if you finance your boat, your lender may also require you to have insurance as a condition of the loan. Many marinas and public waterways require proof of insurance, particularly third-party liability insurance, which covers the costs of damage or injury you might cause to others. In fact, many marinas mandate third-party liability insurance for using their mooring facilities. Therefore, investing in boat insurance not only safeguards your financial commitment but also ensures compliance with many local regulations and requirements.

How much does boat insurance cost per year?

The cost of boat insurance can vary significantly based on several factors. Insurers set premiums according to risk factors such as the owner’s experience, the type, size, and age of the boat, as well as its usage, location, and cruising area. Additionally, premiums are influenced by the potential cost of settling claims. On average, annual premiums can range from a few hundred to several thousand pounds. For an accurate quote that reflects your specific needs and circumstances, contact an insurance provider specialising in boat insurance.

What does boat insurance cover?

Boat insurance typically provides cover for a range of risks:

Protection for your boat: Covers damage to your own boat including incidents like collisions, groundings, theft and other unforeseen events.

Third Party Liability: Protects against legal liability for injuries or property damage arising out of ownership or operation of the boat.

Additional Cover: Boat insurance can also include additional valuable covers such as Personal Accident and Legal Expenses.

Exclusions: Policies vary, so it is crucial to review your cover details and understand any exclusions, such as wear and tear or lack of maintenance.

Can I adjust my boat insurance afterwards?

Yes, you can adjust your boat insurance policy after it has been taken out. Changes to your boat’s usage, its value, or other factors might necessitate updates to your cover. It is important to communicate any changes to your insurance provider to ensure that your policy remains aligned with your current needs and provides the appropriate level of protection.

PANTAENIUS - a reliable partner
Enjoy the great feeling of being in safe hands...
Over 50
years

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.

100,000
customers

already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.

35,000
specialists

in our network help us deliver true local service and support you with advice and expertise all over the world.