Charter Insurance for skipper and up to nine crew members
Purchase online
All-round Protection with our Charter Packages
To purchase charter insurance online, please click on the desired charter package listed in the table below. In the second step, you have the option to supplement your charter package with our product, Bond Insurance Plus. Bond Insurance Plus can also be taken out separately up until the takeover of the charteryacht.
As a Pantaenius client you can make amendments to your crew list in the client login.

CHARTER & COVID-19
Always safe: Protection for skipper and crew in case of withdrawal or cancellation due to illness caused by Covid-19. Option without deductible is available.
Against surcharge: Coverage of the charter fee in case of insolvency of the provider. Subject to separate deductible equal to 10% of the charter fee.
Please note: A quarantine order without proven Covid 19 infection is not an insured reason for travel cancellation.
- Trip abandonment due to Covid-19 illness covered
- Trip cancellation due to Covid-19 illness covered
- Insolvency of the yacht agency or charter operator covered (upon extra charge)
Our Charter Packages at a glance
Basis
Skipper Liability Insurance
Personal injury and/or property damages
3,000,000 €
Trip Cancellation Costs Insurance
Max. total indemnification
10,000 €
Price including deductible*
159.66 €
Price excluding deductible
201.68 €
Silver
Skipper Liability Insurance
Personal injury and/or property damages
3,000,000 €
Trip Cancellation Costs Insurance
Max. total indemnification
10,000 €
Bond Insurance**
Bond up to
1,500 €
Price including deductible*
260.50 €
Price excluding deductible
302.52 €
Gold
Skipper Liability Insurance
Personal injury and/or property damages
3,000,000 €
Trip Cancellation Costs Insurance
Max. total indemnification
15,000 €
Bond Insurance**
Bond up to
3,000 €
Travel Abroad Health Insurance
Funeral expenses, transportation costs
12,000 €
Price including deductible*
357.14 €
Price excluding deductible
420.17 €
Premium
Skipper Liability Insurance
Personal injury and/or property damages
5,000,000 €
Trip Cancellation Costs Insurance
Max. total indemnification (optional: 40,000 €)
25,000 €
Bond Insurance**
Bond up to
5,000 €
Travel Abroad Health Insurance
Funeral expenses, transportation costs
12,000 €
Personal Accident Insurance
Disability-, death benefit
150,000 € / 75,000 €
Price including deductible*
487.39 €
Price excluding deductible
571.43 €
Bond Insurance Plus*** - Please choose your preferred Sum
Different sums of coverage available
Conclusion is possible up until the takeover of the charteryacht
Can be taken out separately or as a supplement to your charter package
Can only be selected once per booking. If higher bond insurance is required, you can repeat the process.
All premiums specified here are net premiums. The currently valid national insurance tax in your country of residence shall be calculated. This may result in different premiums.
*Applies to the Trip Cancellation Costs Insurance. The minimum deductible is EUR 100 per person, per claim. The minimum deductible in the case of sickness is 20% of the refundable claim.
** Losses which occur during a regatta or training for a regatta can be included upon extra charge. Prices can be found in the online purchase process.
Our Charter Packages in Detail
Basic
If you want to insure your upcoming charter trip and you have already taken out Travel Abroad Health Insurance as well as Personal Accident Insurance, our Charter Package Basic suits your needs best. In addition to a compulsory Skipper Liability Insurance, this package includes a Trip Cancellation Costs Insurance.
Skipper Liability Insurance
- Sum insured for personal injury and/or property damages: 3,000,000 €
- Pecuniary damages: 250,000 €
- Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 €
- Follow-on charters (loss of revenue): 20,000 €
- Hotel and transport costs following loss: 1,000 €
Trip Cancellation Costs Insurance
- Max. total indemnification: 10,000 €
Silver
Skipper Liability Insurance
- Sum insured for personal injury and/or property damages: 3,000,000 €
- Pecuniary damages: 250,000 €
- Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 €
- Follow-on charters (loss of revenue): 20,000 €
- Hotel and transport costs following loss: 1,000 €
Trip Cancellation Costs Insurance
- Max. total indemnification: 10,000 €
Bond Insurance
- Bond up to: 1,500 €
Gold
Are you looking for all-round protection during your upcoming charter trip but you already have a Personal Accident Insurance? We therefore recommend you to choose our Charter Package Gold.
Skipper Liability Insurance
- Sum insured for personal injury and/or property damages: 3,000,000 €
- Pecuniary damages: 250,000 €
- Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 €
- Follow-on charters (loss of revenue): 20,000 €
- Hotel and transport costs following loss: 1,000 €
Travel Abroad Health Insurance**
- Treatment, medication, repatriation costs included
- Funeral expenses, transportation costs: 12,000 €
Trip Cancellation Costs Insurance
- Max. total indemnification: 15,000 €
Bond Insurance
- Bond up to: 3,000 €
Premium
You do not want to leave anything to chance? Our Charter Package Premium offers all-round protection and includes all recommended insurances for your next trip...
Skipper Liability Insurance
- Sum insured for personal injury and/or property damages: 5,000,000 €
- Pecuniary damages: 250,000 €
- Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 €
- Follow-on charters (loss of revenue): 20,000 €
- Hotel and transport costs following loss: 1,000 €
Travel Abroad Health Insurance**
- Treatment, medication, repatriation costs included
- Funeral expenses, transportation costs: 12,000 €
Trip Cancellation Costs Insurance
- Max. total indemnification: 25,000 €
- optional: 40,000 €
Personal Accident Insurance
- Max. total indemnity for disability-, deathbenefit: 150,000€ /75,000€
- Salvage costs: 50,000 €
Bond insurance
- Bond up to: 5,000 €
Bond Insurance Plus
You can optionally supplement your Charter Package with our product Bond Plus. While the rest of the insurance cover remains unchanged, Bond Plus increases the existing bond insurance by an additional optional 1,000, 2,000, 3,000, 5,000, 8,000, 10,000 or 15,000 Euro. You can also book the product Bond Plus separately from the rest of the offered packages. A separate conclusion is possible till the takeover of the charteryacht! Please note that Bond Plus can only be selected once per booking process. However, the process can be repeated as often as desired.
Benefits included in our Charter Insurance
SKIPPER'S LIABILITY INSURANCE
Skipper's liability insurance covers damage that is caused to third parties through the use of the chartered motor or sailing yacht and tender by the skipper and crew. Included in the insured risks are damage to other ships and to harbour or jetty installations. Damage arising from gross negligence on the chartered ship and not covered by the lessor's hull insurance is also included. Also included are cover for cancellation of charter, confiscation, hotel and transport costs and financial loss.
PERSONAL ACCIDENT INSURANCE
The accident insurance in our charter package provides cover in cases of death and invalidity, including a number of aspects that are not protected by general accident insurance. Skipper and crew are insured during private use of the chartered yacht, tenders and watersports equipment and for trips ashore of up to 48 hours.
TRAVEL HEALTH INSURANCE
In addition to costs of medical treatment, medication and admission to hospital, foreign travel health insurance reimburses any return ambulance transport to the home country or repatriation costs in case of death.
BOND INSURANCE
Bond insurance covers the financial risk in cases where the lessor retains the bond provided, in full or in part –whether or not this is justified.
TRIP CANCELLATION COSTS INSURANCE
Return journey cost insurance reimburses any contractually payable charter cancellation costs and outward and return travel costs arising from the non-availability of a non-commercial skipper or of one or more crew members, or, if the journey is abandoned after commencement, any additionally incurred return journey costs and the relevant portion of the charter costs.
Downloads
Info
Product Information Charter Packages
Before going ahead with your booking, please read the important product information on booking deadlines and the package prices here.
- Please note that you can only finalise a charter insurance contract within 21 days after you have signed the charter agreement or if your charter is due to start in more than 30 days’ time. Insurance cover exists for one charter voyage of up to 28 days for the skipper and a maximum of 9 crew members.
- All premiums specified here are net premiums. The currently valid national insurance tax in your country of residence shall be calculated. This may result in different premiums
- You can optionally supplement your Charter Package with our product Bond Plus. While the rest of the insurance cover remains unchanged, Bond Plus increases the existing bond insurance by an additional optional 1,000, 2,000, 3,000, 5,000, 8,000, 10,000 or 15,000 Euro. You can also book Bond Plus separately from the rest of the offered packages. The separate conclusion of Bond Insurance Plus is possible until the begin of your charter period. Please note that the insurance cover will not be effective before we receive your online application. A confirmation of your application usually takes only a few minutes
- Persons who are domiciled in the European Union, Switzerland, the United Kingdom (UK), Norway or Iceland can be insured. For fiscal/ legal reasons, policy holders may not be persons who are domiciled in the United Kingdom (UK) or Switzerland. Such persons may however be co-insured as crew members or skippers.
- Charter insurance packages under Swiss law for Swiss policyholders do not include foreign travel health insurance for insurance law reasons.
FAQ
What time restrictions are there to bear in mind when booking a charter package?
The application for insurance coverage can only be made within 21 days of signing the charter application or no less than 30 days before the start of the voyage. The additional bond insurance “Bond plus” can be applied for right up to the date of the voyage.
What time restrictions are there to bear in mind when booking Bond Insurance Plus?
The conclusion is possible until the takeover of your chartered yacht. Please note that the insurance cover will not be effective before we receive your online application. A confirmation of your application usually takes only a few minutes.
When does the insurance coverage come into effect?
Trip cancellation insurance comes into effect on the date listed in the insurance policy, whereas travellers’ health insurance comes into effect upon crossing the border. In all other cases the insurance will come into effect as soon as the charter voyage begins.
How long does the insurance coverage last?
The cover is valid for the skipper and a maximum of nine other crew members for a journey lasting a maximum of 28 days.
When does the insurance expire?
The cover is valid for the skipper and a maximum of nine other crew members for a journey lasting a maximum of 28 days.
Who is not covered by the insurance?
Persons who are domiciled in the European Union, United Kingdom (UK), Switzerland, Norway or Iceland can be insured. For fiscal/legal reasons, no policy holders are permitted to be permanent residents or citizens of the United Kingdom (UK) or Italy. Such persons may, however, be covered as crew members or skippers. The insurance only extends to the private use of the yacht by the charterer. Skippers who are embarking on voyages for reasons other than sport or leisure are not covered by the insurance.
Can I cancel my charter insurance?
You may withdraw the contract within 14 days with no explanation required (i.e. via letter, fax, or e-mail). This is outlined in section six of the General customer Information.
Can I switch from one charter policy to another?
Your charter insurance must be withdrawn within 14 days of purchase, only then can you select a different policy. After 14 days it is no longer possible to change policies.
We are planning on taking more than ten people with us on board. Will we need additional charter policies?
One non-commercial skipper and a maximum of nine crew members can be insured in one charter insurance package. If more than these ten people are to be insured, this is only possible by taking out an additional charter package. You are welcome to combine different packages for this purpose.
Please note: The insured sums of the travel cancellation costs, deposit and skipper's liability insurances are then added together; however, the maximum total sum for the travel cancellation costs insurance is EUR 40,000. Sums insured exceeding this value cannot be insured through our packages.
The individual person's share of the charter costs is determined according to the lump sum system, but is limited in the total sum to the sum insured of the respective package.
Can I make changes to the crew list during the voyage?
No. When it comes to the crew list, any and all additions, changes and deletions can be made online up to one day before the start of the voyage. Please be sure to fill out the crew list completely. Only crew members who are listed by name are considered to be covered.
I don't have a full crew yet, can I still buy a charter policy?
Yes, when it comes to the crew list, any and all additions, changes and deletions can be made online up to one day before the start of the voyage, or as you become aware of them.
Is it possible to insure a berth charter?
No, the coverage is valid only for policies in which the entire yacht is chartered (no berth charters).
Are visitors insured?
No, it is not possible to apply for insurance coverage for visitors.
Does the policy holder also have to be the skipper?
No, not necessarily.
Does the policy holder have to be on board?
No the policy holder does not necessarily have to be a member of the crew.
Are salvage costs included in the insurance?
Salvage costs are included in the skipper’s liability insurance, so long as they take the form of liability claims. Please remember that the skipper’s liability insurance is a subsidiary coverage, meaning that it comes into effect only when other insurances do not, for instance the ship’s liability insurance.
Is hotel accomodation covered before or after the voyage?
Hotel accommodation is not covered before nor after the voyage. However, in the event of a claim, hotel and transportation costs will be reimbursed up to EUR 1,000.
What happens if the skipper is unable to sail?
If one or more insured crew members are unable to sail, their partial charter costs as well as the cancellation costs for their transport to and from are covered.
What happens if a crew meber is unable to sail?
If one or more insured crew members are unable to sail, their partial charter costs as well as the cancellation costs for their transport to and from are covered.
Does Pantaenius penalise for underinsurance in the bond plus insurance?
No, Pantaenius won't penalise you for under insurance in the bond insurance. Unlike many of our competitors, we reimburse the agreed sum in case your security deposit is withheld by the charter fleet operator even if the actual deposit sum exceeds the sum insured in your Bond Plus insurance.