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The best-known way to protect one's deposit or total trip cost against the bankruptcy of a provider is the security certificate. But this also has pitfalls. The experts at Pantaenius explain why security certificates are not automatically safe and which alternatives provide greater flexibility.

It is no longer collisions, but grounding that has become the most common cause of damage on recreational boats. In most cases though, these incidents could be avoided says Holger Flindt of yacht insurance expert Pantaenius.