This service is currently not available. Please try again later.
Charter Insurance for skipper and up to nine crew members
Purchase online
To buy charter insurance online, please click on one of the packages listed below.
ALL-ROUND PROTECTION WITH OUR CHARTER PACKAGES
To purchase your charter insurance online, please choose the desired charter package listed in the table below. You will be fowarded to the website of our German office where you can conclude the contract under German law. In the second step, you have the option to supplement your charter package with our product, Bond Insurance Plus. Bond Insurance Plus can also be taken out separately up until the takeover of the charteryacht.
Charter & Covid-19
Always safe: Protection for skipper and crew in case of withdrawal or cancellation due to illness caused by Covid-19. Optionally without deductible
Against surcharge: Coverage of the charter fee in case of insolvency of the provider. Subject to separate deductible equal to 10% of the charter fee.
Please note: A quarantine order without proven Covid 19 infection is not an insured reason for travel cancellation.
Insolvency of the yacht agency or charter operator covered (upon extra charge)- Trip cancellation due to Covid-19 illness covered
- Trip abandonment due to Covid-19 illness covered
Our Charter Packages at a glance
Basic
Skipper Liability Insurance
Personal injury and/or property damages
3,000,000 €
Trip Cancellation Costs Insurance
Max. total indemnification
10,000 €
Price including deductible*
159.66 €
Price excluding deductible
201.68 €
Silver
Skipper Liability Insurance
Personal injury and/or property damages
3,000,000 €
Trip Cancellation Costs Insurance
Max. total indemnification
10,000 €
Bond Insurance***
Bond up to
1,500 €
Price including deductible*
260.50 €
Price excluding deductible
302.52 €
Gold
Skippers Liability Insurance
Personal injury and/or property damages
3,000,000 €
Trip Cancellation Costs Insurance
Max. total indemnification
15,000 €
Travel Abroad Health Insurance**
Funeral expenses, transportation costs
12,000 €
Bond Insurance***
Bond up to
3,000 €
Price including deductible*
357.14 €
Price excluding deductible*
420.17 €
Premium
Skippers Liability Insurance
Personal injury and/or property damages
5,000,000 €
Trip Cancellation Costs Insurance
Max. total indemnification (Optionally 40,000 €)
25,000 €
Travel Abroad Health Insurance**
Funeral expenses, transportation costs
12,000 €
Personal Accident Insurance
Disability-, deathbenefit
150,000 € / 75,000 €
Bond Insurance***
Bond up to
5,000 €
Price including deductible*
487.39 €
Price excluding deductible
571.43 €
Pantaenius Charter Insurance
Please note that Charter Insurance is only offered by Pantaenius GmbH, Germany. This link will forward you to the website of Pantaenius GmbH, Germany. If you have selected your insurance cover and entered the details of the policyholder, you will receive an e-mail with an activation link to close the contract.
Note: German law will apply for the Pantaenius Charter Insurance.
Excluded from the trip cancellation insurance are travel cancellations and travel abandonments, as far as they are caused by the virus SARS-CoV-2.
There is also no insurance cover in the event that the chartered yacht is not made available to the yacht agency or the charter company due to insolvency.
All premiums specified here are net premiums. The currently valid national insurance tax in your country of residence shall be calculated. This may result in different premiums.
*Applies to the Trip Cancellation Costs Insurance. The minimum deductible is EUR 100 per person, per claim. The minimum deductible in the case of sickness is 20% of the refundable claim.
**For insurance reasons, the charter packages do not include travel health insurance for customers residing in Switzerland. The insurance premiums are adjusted accordingly.
***Losses which occur during a regatta or training for a regatta can be included upon extra charge. Prices can be found in the online purchase process. The excess is EUR 100 and applies for each event of loss to the yacht. It shall not be incurred if the loss exceeds this sum.
BENEFITS INCLUDED IN OUR CHARTER INSURANCE
more detailsless details
Skipper Liability Insurance
Personal Accident Insurance
Travel Health Insurance
Trip Cancellation Costs Insurance
Charter Cost Protection
Bond Insurance
SKIPPER LIABILITY INSURANCE
Skipper liability insurance covers damage that is caused to third parties through the use of the chartered motor or sailing yacht and tender by the skipper and crew. Included in the insured risks are damage to other ships and to harbour or jetty installations. Damage arising from gross negligence on the chartered ship and not covered by the lessor's hull insurance is also included. Also included are cover for cancellation of charter, confiscation, hotel and transport costs and financial loss.
TRAVEL HEALTH INSURANCE
In addition to costs of medical treatment, medication and admission to hospital, foreign travel health insurance reimburses any return ambulance transport to the home country or repatriation costs in case of death.
PERSONAL ACCIDENT INSURANCE
The accident insurance in our charter package provides cover in cases of death and invalidity, including a number of aspects that are not protected by general accident insurance. Skipper and crew are insured during private use of the chartered yacht, tenders and watersports equipment and for trips ashore of up to 48 hours.
TRIP CANCELLATION COSTS INSURANCE
Return journey cost insurance reimburses any contractually payable charter cancellation costs and outward and return travel costs arising from the non-availability of a non-commercial skipper or of one or more crew members, or, if the journey is abandoned after commencement, any additionally incurred return journey costs and the relevant portion of the charter costs.
CHARTER COST PROTECTION
The Charter Cost Protection covers the insolvency of the agency or the charter company.
BOND INSURANCE
Bond insurance covers the financial risk in cases where the lessor retains the bond provided, in full or in part –whether or not this is justified.
Our Charter Packages in Detail
Basic
openclose
If you want to insure your upcoming charter trip and you have already taken out Travel Abroad Health Insurance as well as Personal Accident Insurance, our Charter Package Basic suits your needs best. In addition to a compulsory Skipper Liability Insurance, this package includes a Trip Cancellation Costs Insurance and the protection of your charter costs against the insolvency risk of your charter agency.
Skippers Liability Insurance
- Sum insured for personal injury and/or property damages: 3,000,000 €
- Pecuniary damages: 250,000 €
- Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 €
- Follow-on charters (loss of revenue): 20,000 €
- Hotel and transport costs following loss: 1,000 €
Trip Cancellation Costs Insurance
- Max. total indemnification: 10,000 €
- Charter cost protection included
Silver
openclose
For those who wish to protect their charter fee against the charterer's insolvency: Our Charter Package Silver. Now with a Bond Insurance up to EUR 1,500.
Skippers Liability Insurance
- Sum insured for personal injury and/or property damages: 3,000,000 €
- Pecuniary damages: 250,000 €
- Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 €
- Follow-on charters (loss of revenue): 20,000 €
- Hotel and transport costs following loss: 1,000 €
Trip Cancellation Costs Insurance
- Max. total indemnification: 10,000 €
- Charter cost protection included
BOND INSURANCE
- Bond up to: 1,500 €
Gold
openclose
Are you looking for all-round protection during your upcoming charter trip but you already have a Personal Accident Insurance? We therefore recommend you to choose our Charter Package Gold.
Skippers Liability Insurance
- Sum insured for personal injury and/or property damages: 3,000,000 €
- Pecuniary damages: 250,000 €
- Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 €
- Follow-on charters (loss of revenue): 20,000 €
- Hotel and transport costs following loss: 1,000 €
Trip Cancellation Costs Insurance
- Max. total indemnification: 15,000 €
- Charter cost protection included
Travel Abroad Health Insurance
- Treatment, medication, repatriation costs included
- Funeral expenses, transportation costs: 12,000 €
Bond Insurance
- Bond up to: 3,000 €
Premium
openclose
You do not want to leave anything to chance? Our Charter Package Premium offers all-round protection and includes all recommended insurances for your next trip...
Skippers Liability Insurance
- Sum insured for personal injury and/or property damages: 5,000,000 €
- Pecuniary damages: 250,000 €
- Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 €
- Follow-on charters (loss of revenue): 20,000 €
- Hotel and transport costs following loss: 1,000 €
Trip Cancellation Costs Insurance
- Max. total indemnification: 25,000 €
- Optionally 40,000 €
- Charter cost protection included
PERSONAL ACCIDENT INSURANCE
- Max. total indemnity for disability-, deathbenefit: 150,000€ /75,000€
- Salvage costs: 50,000 €
Travel Abroad Health Insurance
- Treatment, medication, repatriation costs included
- Funeral expenses, transportation costs: 12,000 €
Bond insurance
- Bond up to: 5,000 €
Bond Insurance Plus
openclose
You can optionally supplement your Charter Package with our product Bond Plus. While the rest of the insurance cover remains unchanged, Bond Plus increases the existing bond insurance by an additional optional 1,000, 2,000, 3,000, 5,000, 8,000, 10,000 or 15,000 Euro. You can also book the product Bond Plus separately from the rest of the offered packages. A separate conclusion is possible till the takeover of the charteryacht! Please note that Bond Plus can only be selected once per booking process. However, the process can be repeated as often as desired.
Info & FAQ
Product Information Charter Packages
openclose
Before going ahead with your booking, please read the important product information on booking deadlines and the package prices here.
- Please note that you can only finalise a charter insurance contract within 21 days after you have signed the charter agreement or if your charter is due to start in more than 30 days’ time. Insurance cover exists for one charter voyage of up to 28 days for the skipper and a maximum of 9 crew members.
- All premiums specified here are net premiums. The currently valid national insurance tax in your country of residence shall be calculated. This may result in different premiums.
- You can optionally supplement your Charter Package with our product Bond Plus. While the rest of the insurance cover remains unchanged, Bond Plus increases the existing bond insurance by an additional optional 1,000, 2,000, 3,000, 5,000, 8,000, 10,000 or 15,000 Euro. You can also book Bond Plus separately from the rest of the offered packages. The separate conclusion of Bond Insurance Plus is possible until the begin of your charter period. Please note that the insurance cover will not be effective before we receive your online application. A confirmation of your application usually takes only a few minutes.
- Persons who are domiciled in the European Union, Switzerland, the United Kingdom (UK), Norway or Iceland can be insured. For fiscal/ legal reasons, policy holders may not be persons who are domiciled in the United Kingdom (UK) or Italy. Such persons may however be co-insured as crew members or skippers.
- For insurance reasons, the charter packages do not include travel health insurance for customers residing in Switzerland. The insurance premiums are adjusted accordingly.
APPROVED BY FINANCIAL AUTHORITY
Pantaenius AB is an insurance intermediator and approved by financial authority. For more information please click here.