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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

** Pantaenius America Ltd. is a licensed insurance agent licensed in all 50 states. It is an independent corporation incorporated under the laws of New York and is a separate and distinct entity from any entity of the Pantaenius Group.

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Yacht Third Party Liability Insurance

Third party boat insurance, as it is often called, provides cover for damages that the owner, guests or crew have caused against a third party in conjunction with the use of the vessel.

Your benefits

Reliable all-round protection

Personal injury, as well as material and financial damage, are covered. This also applies to claims by crew members, for example against the skipper or against other crew members.

Nothing to gain from the other party?

If a third party is guilty of damaging your vessel, but you cannot recover any costs, e.g. due to the other party’s insolvency, our yacht liability conditions cover this.

Rescue system triggered? Don’t worry!

If you accidentally trigger one of your rescue systems, e.g. EPIRB or DSC, the resulting search and assistance costs will be reimbursed.

Protection for the skipper

With our yacht liability conditions, you are also automatically insured as skipper of a hired or chartered motorboat or sailing yacht.

More benefits
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Pure regatta fun
Defence against unjustified claims
Additional sports equipment
Water pollution

Pure regatta fun

Our yacht liability insurance covers regatta risks as Standard.

Additional sports equipment

Damage arising from the use of dinghies and watersports equipment belonging to the vessel is also insured.

Defence against unjustified claims

Legal defence against unjustified claims for damages by third parties is also automatically included.

Water pollution

Damage arising, for example, from water contamination, including groundwater, is covered.

FAQ

I have sold my boat. What happens with my policies?

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If you have sold your boat, please inform us immediately by sending us a purchase agreement or transfer certificate by post or by email. Your policies will then be cancelled and settled upon transfer of ownership.

Can the purchaser take over the policies?

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The policies cannot be transferred directly. In the case of existing yacht hull insurance/yacht liability insurance, temporary insurance cover is provided for the purchaser for one month from the date of transfer of ownership. For hull insurance, the purchase price specified in the purchase agreement applies, however up to a maximum of the previous sum insured (agreed fixed value). The purchaser will also receive an insurance recommendation, so they can take out new policies.

How is my trailer co-insured?

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Tax-exempt sports trailers with a green registration number are automatically co-insured with the towing vehicle. If the trailer is not coupled to a vehicle and the trailer causes damage to a third party, the owner of the trailer is personally liable. For an additional premium, this trailer can be included in the yacht liability insurance. If you wish to register a trailer that is subject to compulsory insurance (black registration number), you will need an EVB number (electronic confirmation of insurance). This is issued by your vehicle insurer or by our colleagues at Pantaenius Versicherungsmakler GmbH at www.pantaenius.eu.

Can I lend my boat to friends?

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Yes. Pantaenius liability insurance covers the policyholder, the owner, the captain, crew and anyone who is on board with the permission of the policyholder or the owner. This also applies to the use of dinghies and the undertaking of sports, as long as such activities happen in connection with use of the yacht.

We haven't answered all your questions?

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Please visit our FAQ area. If you can't find the help you need there, just contact us! 

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Get in touch
Your Pantaenius Crew

Do you have any further questions? Our dedicated staff is happy to advise you in all insurance related matters. Whether you need a quote to insure your yacht or more information on our products, we are at your service!

Petra Biel
Hasso-Christian Höher
Bastian Landgraf
Edeltrud Perabo-Sachs
Martin Rust
Daniel Fabian Schaper
Heike Wenck
+49 40 37 09 12 34

Mo-Fr. 8-20 hours, Sa 10-16 hours

PANTAENIUS - a reliable partner
How important to you is certainty and peace of mind?
50
years

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.

100,000
customers

already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.

35,000
specialists

in our network help us deliver true local service and support you with advice and expertise all over the world.