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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

** Pantaenius America Ltd. is a licensed insurance agent licensed in all 50 states. It is an independent corporation incorporated under the laws of New York and is a separate and distinct entity from any entity of the Pantaenius Group.

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Yacht Hull Insurance

Yacht Hull Insurance from Pantaenius covers you for total loss and partial damage to your yacht.

Your benefits

Protection against all risks

All risks to which the insured yacht is exposed during the term of the insurance are covered. Including damages resulting from theft, fire, acts of God, sinking, grounding, collision or piracy.

Agreed fixed value

We will agree a fixed insurance sum with you, which will be reimbursed in the event of total loss without any deduction for actual cash value, so that you are able to afford an equivalent vessel.

New for old

If your vessel is damaged and needs new parts for repairs, partial damage without deduction for actual cash value will be covered, up to the agreed insurance sum.

No deductible for you

No deductible will be charged in the event of total loss, burglary, transport damage, fire, lightning strike, damage to personal effects and many other events.

More benefits
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Fast breakdown assistance
Accommodation and return journey costs
Transport and storage
Construction and material errors
Inspection costs included
Salvage? No problem!
Trailer and cradle
Inventory and equipment
Cruising Area
Engine clause
Gross negligence

Fast breakdown assistance

Costs for assistance in an emergency, e.g. towing to the nearest shipyard or delivery of fuel and replacement parts, are covered up to a total of EUR 10,000.

Transport and storage

Land and river transport of your yacht is covered, as are slipway and crane procedures, winter storage and shipyard and repair stays.

Inspection costs included

If you have grounded your vessel, the necessary inspection costs are covered without excess, irrespective of whether any damage is established.

Trailer and cradle

Insured are trailer and cradle permanently belonging to the Vessel.

Cruising Area

An extension of the cruising area tailored to your individual needs is possible at any time. Occasionally leaving the agreed cruising area is automatically included in the insurance.

Gross negligence

The objection of gross negligence for claims with a total value up to EUR 10,000 will not apply.

Accommodation and return journey costs

Necessary accommodation and return journey costs for the Skipper, crew and guests, shall be reimbursed up to a sum of EUR 5,000, if the yacht is uninhabitable during a journey as theresult of an insured Event.

Construction and material errors

Consequential damages resulting from construction or material defects, as well as wear and tear resulting from normal use, are fully covered in the event of an insured peril. Only the damage to the directly affected part is excluded.

Salvage? No problem!

Unlimited costs are covered without deductible in the event of salvage or wreck removal.

Inventory and equipment

Inventory and equipment fastened securely are included in the insurance cover, also when securely stored outside of the yacht and during the winter storage.

Engine clause

Total engine cover is possible!

Frequently asked questions

I have sold my boat. What happens with my policies?

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If you have sold your boat, please inform us immediately by sending us a purchase agreement or transfer certificate by post or by email. Your policies will then be cancelled and settled upon transfer of ownership.  

Can the purchaser take over the policies?

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The policies cannot be transferred directly. In the case of existing yacht hull insurance/yacht liability insurance, temporary insurance cover is provided for the purchaser for one month from the date of transfer of ownership. For hull insurance, the purchase price specified in the purchase agreement applies, however up to a maximum of the previous sum insured (agreed fixed value). The purchaser will also receive an insurance recommendation, so they can take out new policies.

How is my trailer co-insured?

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Trailers and bearing blocks that permanently belong to the boat are automatically co-insured under the hull insurance. 

My trailer is now automatically included in the insurance cover, do I need to specify an extra sum?

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Yes. To ensure that you have sufficient insurance cover in the event of the total loss of the boat and trailer, a separate additionally insured sum should be specified for the trailer.

We haven't answered all your questions?

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Please visit our FAQ area. If you can't find the help you need there, just contact us!

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Get in touch
Your Pantaenius Crew

Do you have any further questions? Our dedicated staff is happy to advise you in all insurance related matters. Whether you need a quote to insure your yacht or more information on our products, we are at your service!

Petra Biel
Hasso-Christian Höher
Bastian Landgraf
Edeltrud Perabo-Sachs
Martin Rust
Daniel Fabian Schaper
Heike Wenck
Dirk Hilcken
+49 40 37 09 12 34

Mo-Fr, 8-20 hours, Sa 10-16 hours

PANTAENIUS - a reliable partner
How important to you is certainty and peace of mind?
50
years

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.

100,000
customers

already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.

35,000
specialists

in our network help us deliver true local service and support you with advice and expertise all over the world.