Yacht Hull Insurance
Yacht Hull Insurance from Pantaenius covers you for total loss and partial damage to your yacht.
Optional: Motor Protection Plus
Extended insurance cover especially for your machinery (up to ten years of age) against all damages resulting from material, construction and even operating errors.
Misfueled - what now?
Even incorrect refuelling is covered by Motor Protect Plus. The cover also includes the pumping out and disposal, the cleaning of the fuelling system and the replacement of the fuel.
Fast breakdown assistance
Costs for assistance in an emergency, e.g. towing to the nearest shipyard or delivery of fuel and replacement parts, are covered up to a total of EUR 10,000.
Transport and storage
Land and river transport of your yacht is covered, as are slipway and crane procedures, winter storage and shipyard and repair stays.
Inspection costs included
If you have grounded your vessel, the necessary inspection costs are covered without excess, irrespective of whether any damage is established.
Trailer and cradle
Insured are trailer and cradle permanently belonging to the Vessel.
An extension of the cruising area tailored to your individual needs is possible at any time. Occasionally leaving the agreed cruising area is automatically included in the insurance.
The objection of gross negligence for claims with a total value up to EUR 10,000 will not apply.
Accommodation and return journey costs
Necessary accommodation and return journey costs for the Skipper, crew and guests, shall be reimbursed up to a sum of EUR 5,000, if the yacht is uninhabitable during a journey as theresult of an insured Event.
Construction and material errors
Consequential damages resulting from construction or material defects, as well as wear and tear resulting from normal use, are fully covered in the event of an insured peril. Only the damage to the directly affected part is excluded.
Salvage? No problem!
Unlimited costs are covered without deductible in the event of salvage or wreck removal.
Inventory and equipment
Inventory and equipment fastened securely are included in the insurance cover, also when securely stored outside of the yacht and during the winter storage.
Total engine cover is possible!
Frequently asked questions
I have sold my boat. What happens with my policies?
If you have sold your boat, please inform us immediately by sending us a purchase agreement or transfer certificate by post or by email. Your policies will then be cancelled and settled upon transfer of ownership.
Can the purchaser take over the policies?
The policies cannot be transferred directly. In the case of existing yacht hull insurance/yacht liability insurance, temporary insurance cover is provided for the purchaser for one month from the date of transfer of ownership. For hull insurance, the purchase price specified in the purchase agreement applies, however up to a maximum of the previous sum insured (agreed fixed value). The purchaser will also receive an insurance recommendation, so they can take out new policies.
How is my trailer co-insured?
Trailers and bearing blocks that permanently belong to the boat are automatically co-insured under the hull insurance.
My trailer is now automatically included in the insurance cover, do I need to specify an extra sum?
Yes. To ensure that you have sufficient insurance cover in the event of the total loss of the boat and trailer, a separate additionally insured sum should be specified for the trailer.