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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

** Pantaenius America Ltd. is a licensed insurance agent licensed in all 50 states. It is an independent corporation incorporated under the laws of New York and is a separate and distinct entity from any entity of the Pantaenius Group.

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Our Charter Packages at a glance

Basic

Skipper Liability Insurance

Personal injury and/or property damages

3,000,000 €

Trip Cancellation Costs Insurance

Max. total indemnification

10,000 €

Price including deductible*

147.06 €

Price excluding deductible

189.08 €

purchase

Silver

Skipper Liability Insurance

Personal injury and/or property damages

3,000,000 €

Trip Cancellation Costs Insurance

Max. total indemnification

10,000 €

Bond Insurance

Bond up to

1,500 €

Price including deductible*

231.09 €

Price excluding deductible

273.11 €

purchase

Gold

Skipper Liability Insurance

Personal injury and/or property damages

3,000,000 €

Trip Cancellation Costs Insurance

Max. total indemnification

15,000 €

Travel Abroad Health Insurance**

Funeral expenses, transportation costs

12,000 €

Bond Insurance

Bond up to

3,000 €

Price including deductible*

302.52 €

Price excluding deductible

357.14 €

purchase

Premium

Skipper Liability Insurance

Personal injury and/or property damages

5,000,000 €

Trip Cancellation Costs Insurance

Max. total indemnification

25,000 €

Travel Abroad Health Insurance**

Funeral expenses, transportation costs

12,000 €

Personal Accident Insurance

Disability-, death benefit

150,000 € / 75,000 €

Bond Insurance

Bond up to

5,000 €

Price including deductible*

415.97 €

Price excluding deductible

491.60 €

purchase

Bond Insurance Plus

Can be taken out separately or as a supplement to your charter package

Can only be selected once per booking. If higher bond insurance is required, you can repeat the process.

Conclusion is possible up until the day of departure

Bond

3,000 €

Price

142.86 €

purchase

Pantaenius Charter Insurance

Please note that Charter Insurance is only offered by Pantaenius GmbH, Germany. This link will forward you to the website of Pantaenius GmbH, Germany. If you have selected your insurance cover and entered the details of the policyholder, you will receive an e-mail with an activation link to close the contract.

Note: German law will apply for the Pantaenius Charter Insurance.

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All premiums specified here are net premiums. The currently valid national insurance tax in your country of residence shall be calculated. This may result in different premiums.

*Applies to the Trip Cancellation Costs Insurance. The minimum deductible is EUR 100 per person, per claim. The minimum deductible in the case of sickness is 20% of the refundable claim. 

**For insurance reasons, the charter packages do not include travel health insurance for customers residing in Switzerland. The insurance premiums are adjusted accordingly.

Our Charter Packages in Detail

Basic

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If you want to insure your upcoming charter trip and you have already taken out Travel Abroad Health Insurance as well as Personal Accident Insurance, our Charter Package Basic suits your needs best. In addition to a compulsory Skipper Liability Insurance, this package includes a Trip Cancellation Costs Insurance and the protection of your charter costs against the insolvency risk of your charter agency. 

Skipper Liability Insurance

  • Sum insured for personal injury and/or property damages: 3,000,000 € 
  • Pecuniary damages: 250,000 € 
  • Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 € 
  • Follow-on charters (loss of revenue): 20,000 € 
  • Hotel and transport costs following loss: 1,000 €

Trip Cancellation Costs Insurance

  • Max. total indemnification: 10,000 €
  • Charter cost protection included

Silver

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For those who wish to protect their charter fee against the charterer's insolvency: Our Charter Package Silver. Now with a Bond Insurance up to EUR 1,500. 

Skipper Liability Insurance

  • Sum insured for personal injury and/or property damages: 3,000,000 € 
  • Pecuniary damages: 250,000 € 
  • Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 € 
  • Follow-on charters (loss of revenue): 20,000 € 
  • Hotel and transport costs following loss: 1,000 €

Trip Cancellation Costs Insurance

  • Max. total indemnification: 10,000 € 
  • Charter cost protection included

BOND INSURANCE

  • Bond up to: 1,500 €

Gold

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Are you looking for all-round protection during your upcoming charter trip but you already have a Personal Accident Insurance? We therefore recommend you to choose our Charter Package Gold. 

Skipper Liability Insurance

  • Sum insured for personal injury and/or property damages: 3,000,000 € 
  • Pecuniary damages: 250,000 € 
  • Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 € 
  • Follow-on charters (loss of revenue): 20,000 € 
  • Hotel and transport costs following loss: 1,000 €

TRAVEL ABROAD HEALTH INSURANCE

  • Treatment, medication, repatriation costs included 
  • Funeral expenses, transportation costs: 12,000 €

Trip Cancellation Costs Insurance

  • Max. total indemnification: 15,000 € 
  • Charter cost protection included

BOND INSURANCE

  • Bond up to: 3,000 €

Premium

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You do not want to leave anything to chance? Our Charter Package Premium offers all-round protection and includes all recommended insurances for your next trip...

Skipper Liability Insurance

  • Sum insured for personal injury and/or property damages: 5,000,000 € 
  • Pecuniary damages: 250,000 € 
  • Security deposit in the event of temporaryseizure in a foreign harbour: 50,000 € 
  • Follow-on charters (loss of revenue): 20,000 € 
  • Hotel and transport costs following loss: 1,000 €

Trip Cancellation Costs Insurance

  • Max. total indemnification: 25,000 € 
  • Charter cost protection included

PERSONAL ACCIDENT INSURANCE

  • Max. total indemnity for disability, death benefit: 150,000€ /75,000€ 
  • Salvage costs: 50,000 €

Travel Abroad Health Insurance

  • Treatment, medication, repatriation costs included 
  • Funeral expenses, transportation costs: 12,000 €

Bond Insurance

  • Bond up to: 5,000 €

Bond Insurance Plus

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You can optionally supplement your Charter Package with our product Bond Plus. While the rest of the insurance cover remains unchanged, Bond Plus increases the existing bond insurance by additional 3000 €. You can also book the product Bond Plus separately from the rest of the offered packages. A separate conclusion is possible till the day of departure! Please note that Bond Plus can only be selected once per booking process. 

Benefits included in our charter insurance
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Skipper Liability Insurance
Travel Health Insurance
Trip Cancellation Costs Insurance
Charter Cost Protection
Personal Accident Insurance
Bond Insurance

SKIPPER LIABILITY INSURANCE

Skipper liability insurance covers damage that is caused to third parties through the use of the chartered motor or sailing yacht and tender by the skipper and crew. Included in the insured risks are damage to other ships and to harbour or jetty installations. Damage arising from gross negligence on the chartered ship and not covered by the lessor's hull insurance is also included. Also included are cover for cancellation of charter, confiscation, hotel and transport costs and financial loss.

TRAVEL HEALTH INSURANCE

In addition to costs of medical treatment, medication and admission to hospital, foreign travel health insurance reimburses any return ambulance transport to the home country or repatriation costs in case of death.

PERSONAL ACCIDENT INSURANCE

The accident insurance in our charter package provides cover in cases of death and invalidity, including a number of aspects that are not protected by general accident insurance. Skipper and crew are insured during private use of the chartered yacht, tenders and watersports equipment and for trips ashore of up to 48 hours.

TRIP CANCELLATION COSTS INSURANCE

Return journey cost insurance reimburses any contractually payable charter cancellation costs and outward and return travel costs arising from the non-availability of a non-commercial skipper or of one or more crew members, or, if the journey is abandoned after commencement, any additionally incurred return journey costs and the relevant portion of the charter costs.

CHARTER COST PROTECTION

The Charter Cost Protection covers the insolvency of the agency or the charter company.

BOND INSURANCE

Bond insurance covers the financial risk in cases where the lessor retains the bond provided, in full or in part –whether or not this is justified.

Info & FAQ

Product Information Charter Packages

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Before going ahead with your booking, please read the important product information on booking deadlines and the package prices here.

  1. Please note that you can only finalise a charter insurance contract within 21 days after you have signed the charter agreement or if your charter is due to start in more than 30 days’ time. Insurance cover exists for one charter voyage of up to 60 days for the skipper and a maximum of 9 crew members.
  2. You can optionally supplement your Charter Package with our new product, Bond Plus. While the rest of the insurance cover remains unchanged, Bond Plus increases the existing bond insurance by an additional €3000. You can also book Bond Plus separately from the rest of the offered packages. A separate conclusion is possible up until the day of departure. After choosing a package, you have the possibility to deselect the deductible in case of damage for a premium supplement.
  3. All premiums specified here are net premiums. The currently valid national insurance tax in your country of residence shall be calculated. This may result in different premiums.
  4. Persons who are domiciled in the European Union, Switzerland, Norway or Iceland can be insured. For fiscal/ legal reasons, policy holders may not be persons who are domiciled in Italy and/or have Italian citizenship. Such persons may however be co-insured as crew members or skippers.
  5. For insurance reasons, the charter packages do not include travel health insurance for customers residing in Switzerland. The insurance premiums are adjusted accordingly.

Back to Charter Packages

FAQ

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What time restrictions are there to bear in mind when booking charter insurance?

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The application for insurance coverage can only be made within 21 days of signing the charter application or no less than 30 days before the start of the voyage. The additional bond insurance “Bond plus” can be applied for right up to the date of the voyage. However, insurance coverage will only come into effect at 12:00 p.m. the following day.

When does the insurance coverage come into effect?

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Trip cancellation insurance comes into effect on the date listed in the insurance policy, whereas travellers’ health insurance comes into effect upon crossing the border. In all other cases the insurance will come into effect as soon as the charter voyage begins.

How long does the insurance coverage last?

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The cover is valid for the skipper and a maximum of nine other crew members for a journey lasting a maximum of 60 days.

When does the insurance expire?

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Travellers’ health insurance expires upon completion of the time spent abroad, and in accordance with the maximal insurance term of 60 days. In the other categories, the insurance coverage ends upon completion of the charter stint.

Who is not covered by the insurance?

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For fiscal/legal reasons, no policy holders are permitted to be permanent residents or citizens of Italy. Such persons may, however, be covered as crew members or skippers. The insurance only extends to the private use of the yacht by the charterer. Skippers who are embarking on voyages for reasons other than sport or leisure are not covered by the insurance.

Can I cancel my charter insurance?

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You may withdraw the contract within 14 days with no explanation required (i.e. via letter, fax, or e-mail). This is outlined in section six of the General customer Information.

Can I switch from one charter policy to another?

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Your charter insurance must be withdrawn within 14 days of purchase, only then can you select a different policy. After 14 days it is no longer possible to change policies.

We are planning on taking more than ten people with us on board. Will we need additional charter policies?

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Yes, in order to provide you with adequate insurance coverage, additional insurance policies will be required. Should you choose not to insure the extra persons, please let us know how many people in total will be on board and for how long.

Can I make changes to the crew list during the voyage?

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No. When it comes to the crew list, any and all additions, changes and deletions can be made online up to one day before the start of the voyage. Please be sure to fill out the crew list completely. Only crew members who are listed by name are considered to be covered.

I don't have a full crew yet, can I still buy a charter policy?

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Yes, when it comes to the crew list, any and all additions, changes and deletions can be made online up to one day before the start of the voyage, or as you become aware of them.

Is it possible to insure a berth charter?

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No, the coverage is valid only for policies in which the entire yacht is chartered (no berth charters).

Are visitors insured?

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No, it is not possible to apply for insurance coverage for visitors.

Does the policy holder also have to be skipper?

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No, not necessarily.

Does the policy holder have to be on board?

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No the policy holder does not necessarily have to be a member of the crew.

Are salvage costs included in the insurance?

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Salvage costs are included in the skipper’s liability insurance, so long as they take the form of liability claims. Please remember that the skipper’s liability insurance is a subsidiary coverage, meaning that it comes into effect only when other insurances do not, for instance the ship’s liability insurance.

Is hotel accommodation covered before or after the voyage?

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Hotel accommodation is not covered before nor after the voyage. However, in the event of a claim, hotel and transportation costs will be reimbursed up to EUR 1.000.

What happens if the skipper is unable to sail?

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If the skipper is unable to sail for whatever reason, a complete cancellation of the charter voyage is covered. In the case that the co-skipper is unable to sail, coverage is only extended in cases where the charter cannot legally be boarded without the co-skipper named on the crew list being present, as is the case in Greece. In both cases, an effort should be made to find a replacement.

What happens if a crew member is unable to sail?

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If one or more crew members are unable to sail, their partial charter costs as well as the cancellation costs for their transport to and from are covered.

Does Pantaenius penalise for underinsurance in the Bond Plus insurance?

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No, Pantaenius won't penalise you for under insurance in the bond insurance. Unlike many of our competitors, we reimburse the agreed sum in case your security deposit is withheld by the charter fleet operator even if the actual deposit sum exceeds the sum insured in your Bond Plus insurance.

Get in touch
Your Pantaenius Contact

Do you have any further questions? Our dedicated staff is happy to advise you in all insurance related matters. Whether you need more information on our products, or help to purchase our charter insurance online, we are at your service!

Nicola Hinterthan
PANTAENIUS - a reliable partner
How important is certainty and peace of mind…
50
years

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.

100,000
customers

already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.

35,000
specialists

in our network help us deliver true local service and support you with advice and expertise all over the world.