Prevention

Small cause, big effect: Every year Pantaenius handles more than 6000 claims. A large proportion of these could have been prevented by the simplest preventive measures. Here in our prevention tips-section you can find out what owners themselves can do to avoid taking unnecessary risks on the water.

Older boats: what to watch for

In the market for something with a little ‘character’? Or maybe you have an older vessel and aren’t aware of the most common issues they face today? Read on to find out what requires a little extra TLC on older boats.

Checking the fine print

We hear it far too often: “I had insurance and then the exact thing that happened to me was the thing that was not covered.” Or even if it is covered, the person had to contribute far more towards the cost than expected. Most of the time, these are however also the individuals that do not read the PDS when taking out a policy and assume everything is covered!

Claim story - what happens when a paid skipper damages my boat?

This is a question that we hear over and over, which is fair enough! It can be confusing navigating what your insurer’s role is when a paid skipper damages your boat. One of our recent claims examples the cover perfectly.

Liability insurance: when does it apply? When are you truly at fault?

Whoever causes a loss is also liable for it - this connection seems logical. But in water sports it is not always this straightforward. Here, the principle of fault liability usually applies. Gunnar Brock, attorney at Pantaenius explains what this means for your yacht insurance cover.

Selling your boat: repair it or sell it as is?

Is it worth dumping money into a vessel you are selling? Or should you just save yourself the hassle and sell as is? Are the additional works going to lead to a greater profit? These questions often run through the heads of boat owners looking to sell their vessel. We dig deeper into these questions to help you make the right call.

Lithium batteries on boats: What is important?

Lithium batteries surround us every day in smartphones and tablets. But lithium batteries are also increasingly being used on boats, be it for water toys, service equipment or boat engines. Their potential is great! However, if used improperly, lithium batteries also pose risks. We show you what to beware of.

Correct Cranage - Yachts hanging by a thread

Walking by any marina, sailing club or shipyard, a common visual is motor and sailing boats dangling on crossbeams, straps and slings. What at glance isn’t always noted is how the owners fearfully watch on, knowing well the huge risks these practices pose for their assets.

Galvanic Corrosion

The Galvanic Series and what it means for you. - What you may or may not know is that not all metals are compatible. Metals find their place on a chart called the ‘Galvanic Series’ or ‘Electro-potential Series’ which outlines them from most noble to least noble.

The Ocean Cleanup!

At the end of every year the Pantaenius group elects a charity to donate to. In 2021, ‘The Ocean Cleanup’ was chosen, an incredible organization who have set out to combat the masses of plastic in our oceans. We have been actively following their progress for some time now and realized we never shared this incredible organization with you!

Lightning protection on boats and yachts

The effectiveness of correctly installed lightning protection systems has long been proven; however, regrettably such devices are not yet standard on boats and yachts. But owners can act. Specialist companies offer several possibilities of averting or at least reducing the devastating effects of a lightning strike; these possibilities are described briefly below.

Sunscreen, but better in every way!

Introducing ‘We Are Feel Good Inc’ - In our recent article ‘Save Our Oceans’ we touched on the toxic compounds Oxybenzone and Octinoxate which are found in common sunscreens. These two chemicals can have detrimental effects in our oceans, particularly for coral reefs. The two chemicals have been banned entirely from use in Hawaii and Florida, amongst other locations globally.

Most common claims

Collision - Whether it be with another boat, a log or even a whale… collisions occur A LOT. Collisions are definitely the claim we see most and the damage suffered as a result can range from minimal to extreme. You may be lucky enough to get away with a scrape but you could also end up with a decent sized hole. On the other end of the spectrum you may also be held responsible for the damages to another person’s boat or property.

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