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Specialists in
Yacht and Boat Insurance
- 35+ years of boat insurance expertise
- Tailored, comprehensive insurance cover
- Dedicated specialist claims support
What do you want to insure?
Boat Insurance: Find your Optimal Cover
Take the safe course: By taking out the right insurance, you not only protect your own boat, but also yourself against liability for damage caused to third parties. Our bespoke insurance solutions take your individual requirements into account ensuring you always have the best possible protection on board!
Hull Insurance
Hull Insurance from Pantaenius covers you for total loss and partial damage to your boat.
Hull Insurance from Pantaenius covers you for total loss and partial damage to your boat.
- Protection against all risks
- Agreed Fixed Value
- New for Old
What our clients say
These questions may help youIs boat insurance mandatory?
In the UK, boat insurance is not generally a legal requirement for privately owned leisure vessels.
However, insurance is often required in practice. Many marinas, harbours and inland waterways authorities require proof of insurance, particularly third-party liability cover, as a condition of berthing or access. Lenders may also require insurance where a vessel is financed.
Appropriate insurance is strongly recommended to protect against accidental damage, liability to third parties and potentially significant financial loss.
If you are unsure what level of cover is required for your mooring or cruising area, we recommend checking with the relevant marina, harbour authority or navigation authority.
How much does boat insurance cost?
The cost of boat insurance depends on a range of factors, including the type, size, value and age of the vessel, where it is kept, the cruising area, how it is used and your claims history. Each boat is assessed individually to ensure the premium accurately reflects the overall level of risk presented.
What does boat insurance cover?
Boat insurance typically provides cover for a range of risks, including:
Hull Insurance: Covers physical loss of or damage to your own vessel, such as collision, grounding, theft or other accidental damage.
Third Party Liability Insurance: Protects you against legal liability for injury to third parties or damage to their property arising from the ownership or use of your boat.
Additional Covers: Depending on the policy, cover may also extend to areas such as Personal Accident, Legal Expenses or other agreed extensions.
All cover is subject to the terms, conditions and exclusions shown in your policy documentation.
What cover do I need?
Yes, you can adjust your boat insurance policy after it has been taken out. Changes to your boat’s usage, its value, or other factors might necessitate updates to your cover. It is important to communicate any changes to your insurance provider to ensure that your policy remains aligned with your current needs and provides the appropriate level of protection.
Is boat insurance mandatory?
In the UK, boat insurance is not generally a legal requirement for privately owned leisure vessels.
However, insurance is often required in practice. Many marinas, harbours and inland waterways authorities require proof of insurance, particularly third-party liability cover, as a condition of berthing or access. Lenders may also require insurance where a vessel is financed.
Appropriate insurance is strongly recommended to protect against accidental damage, liability to third parties and potentially significant financial loss.
If you are unsure what level of cover is required for your mooring or cruising area, we recommend checking with the relevant marina, harbour authority or navigation authority.
How much does boat insurance cost?
The cost of boat insurance depends on a range of factors, including the type, size, value and age of the vessel, where it is kept, the cruising area, how it is used and your claims history. Each boat is assessed individually to ensure the premium accurately reflects the overall level of risk presented.
What does boat insurance cover?
Boat insurance typically provides cover for a range of risks, including:
Hull Insurance: Covers physical loss of or damage to your own vessel, such as collision, grounding, theft or other accidental damage.
Third Party Liability Insurance: Protects you against legal liability for injury to third parties or damage to their property arising from the ownership or use of your boat.
Additional Covers: Depending on the policy, cover may also extend to areas such as Personal Accident, Legal Expenses or other agreed extensions.
All cover is subject to the terms, conditions and exclusions shown in your policy documentation.
What cover do I need?
Yes, you can adjust your boat insurance policy after it has been taken out. Changes to your boat’s usage, its value, or other factors might necessitate updates to your cover. It is important to communicate any changes to your insurance provider to ensure that your policy remains aligned with your current needs and provides the appropriate level of protection.