Yacht Crew Medical Insurance
Pantaenius Yacht Crew Medical Insurance covers medical treatment costs for your paid crew in the event of illness or accident. There are two medical expenses products available, the Premier Plan and the Basic Plan.
Both the BASIC and PREMIER plans include a wide range of benefits
Evacuation and repatriation
Costs for evacuation and repatriation, to nearest place of treatment, are fully covered.
Emergency and routine dental treatment are covered, up to the limits specified for each plan.
All costs incurred in respect of an organ transplantation are fully covered.
Oncology, chemotherapy and repatriation
Hospital charges for tests and drugs that are related specifically to the treatment of malignant disease (cancer) are fully covered.
Very high maximum sum insured of £1,500,000 available under Premier Plan.
Out of area
Out of area cover is available outside the selected geographical area for a maximum aggregate period of 6 weeks.
Premier Plan or Basic Plan
You can choose between two levels of cover:
Crew Premier Plan
The Crew Premier Plan is suitable for your permanent crew, with an extensive table of benefits. Pre-existing and chronic conditions are covered, and unless you require cover for sickpay (sick day payments) you don’t even need to fill in an application form*, just let us have some basic information about your crew members. This makes it so much easier to administer crew changes. Sick pay can be insured either for the captain alone, or for the entire crew. You can select from a range of daily payments, and the longer you defer the start date of payments the lower the additional premium will be.
Crew Basic Plan
What do you do when you want to provide your crew with the benefits of medical expenses insurance, but when you weigh up the cost and consider that your crew are fit and healthy – and you don’t know how “permanent” their employment is going to be – the premium seems too high and the risk needing the insurance too low? Pantaenius has the answer! The Crew Basic Plan is a streamlined version of the Premier Plan, with a lower overall maximum benefit and with some benefits limited to lower individual limits. Also some of the “extras” included in the Premier Plan have been removed. Nevertheless, this plan is a very attractive benefit for your crew and of course the premium is reduced making it a very attractive option for the owner, too. Full details of both plans are available below, and the table of benefits makes it easy to compare both plans, so that you can decide which is the most appropriate for you and for your crew.