As a boat owner, it’s likely you know a fair bit about boats but what about when it comes to marine insurance? When choosing your insurance provider do you either take someone else’s word for it that it covers what you’ll need or make a decision based on price – that’s to go for the cheapest and hope we don’t need to claim or to go for the most expensive because that must be the best.
Pantaenius customers enjoy an All Risk policy based on an Agreed Fixed Value, paid without question, in the event of a total loss with no option for the insurers to replace your boat with one of a similar age and value.
The Pantaenius policy wording includes New for Old cover as standard on all parts and materials less than 10 years old and is available as an optional extra for vessels aged over 10 years; cover for mechanical breakdown for engines up to 5 years old and in addition, salvage costs, to avoid an accident, paid even if there is no damage claim.
There are no minimum crew restrictions and no compulsory winter lay-up period. If you need to temporarily leave the cruising area noted in your policy, in the event of an emergency or due to weather routing, cover remains in force.
An associated Third Party Liability Insurance policy comprehensively covers your legal liabilities including the liabilities of guests/unpaid crew on board and all Third Party claims are deductible free.
A dedicated Personal Accident Insurance for the owner/guests on board, which includes cover for Search & Rescue, Emergency treatment whilst abroad, and Yacht return to homeport costs can also be arranged.
It’s difficult to judge an insurance policy, or how helpful those who have sold the policy really are, until you have a claim. Pantaenius has a reputation for its quick and efficient claims handling something which is promoted by thousands of relieved claimants and with a 24/7 Emergency Claims Helpline run exclusively by in-house Pantaenius staff you can be sure of emergency support day and night, should you need it.
Additional benefits such as no credit card charges, documents fees, cancellation fees or surcharges to pay your premium in instalments are all more reasons why you should choose Pantaenius.
Why not ask us for a quotation?
With over 100,000 sailing yachts and motor boats of all sizes on cover throughout the world we understand the needs of boat owners. To enjoy the peace of mind a Pantaenius policy can provide why not contact us for a quote or if you’d like to discuss your individual insurance requirements with one of our friendly members of staff please call us.