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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

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Yacht Personal Accident Insurance

This policy provides a lump sum in the event of death or permanent disability, a contribution towards emergency medical expenses, search and rescue costs and other benefits following a boating accident. It also extends to cover accidents which occur during any period ashore not exceeding 48 hours, and which result in death or permanent disability.

Accident Related Benefits

Search & Rescue

Search & Rescue costs, up to a specified amount, are covered following an accident or emergency at sea. This cover extends even if the search is unsuccessful.

Patient Transport

Patient transport & other costs are covered, up to a specified amount.

Emergency Medical Expenses

Emergency medical expenses, up to a specified amount, are covered outside your normal country of residence (different amounts apply depending on the location).

Cosmetic surgery

Cover up to a specified amount, towards cosmetic surgery when necessary following treatment for an accident.

Yacht return transportation costs

The policy provides cover for getting your yacht back home if the skipper is hospitalised abroad, up to a specified amount.

Why does Pantaenius offer a separate policy for this cover?

Whilst some insurance providers include limited Personal Accident cover free under a comprehensive yacht insurance policy, at Pantaenius we believe in doing things properly. So rather than automatically including limited cover for Personal Accident in our main product for your yacht or boat, we offer a dedicated Personal Accident policy. This separate policy offers a low-cost solution providing comprehensive cover for death and permanent disability and includes additional cover such as Emergency Medical Expenses and Search & Rescue costs. 

Marine Accident Insurance: A Policy worth considering

Sailing is a personal adventure, but it is also a risk. Have you ever wondered what the financial implications could be from a boating accident which results in death or permanent disability? This is an area of yacht insurance which is often overlooked. Fewer of us carry Personal Accident insurance these days, and if we do, it may exclude sailing accidents. It is worth remembering that your associated marine liability policy will only cover those amounts for which you are legally liable to pay. If a fellow crew member is a casualty of a boating accident for which you are not to blame and sustains a permanent disability, he will be unable to claim under your Third Party Liability insurance. So a marine accident insurance which specifically covers accidents with your vessel can be quite attractive.

Meet The Yacht Insurance Experts

At Pantaenius, we use our expertise to provide you with the optimal marine accident insurance available on the market. In this context, our dedicated Personal Accident policy specifically covers accidents with your ship. The Pantaenius Personal Accident policy is easy to incept and inexpensive. We recommend taking Personal Accident insurance in conjunction with a Pantaenius Hull Insurance & Third Party Liability Insurance policy.

Get in touch
Your Pantaenius Crew

Do you have any questions? If so, our dedicated staff are happy to help. Whether you would like a quotation for your boat insurance or more information on our products, we are at your service!

Emma Batson
Harry Chapman
Andy Crick
Claire Froggatt
Kirsty McCurdy
Fiona McCracken
Rosanna Muscat
Nicola Symons
+44 1752 22 36 56

Monday to Friday, 9:00 until 17:00

PANTAENIUS - a reliable partner
Enjoy the great feeling of being in safe hands...
Over 50

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.


already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.


in our network help us deliver true local service and support you with advice and expertise all over the world.