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Yacht Personal Accident Insurance
This policy provides a lump sum in the event of death or permanent disability, a contribution towards emergency medical expenses, search and rescue costs and other benefits following a boating accident. It also extends to cover accidents which occur during any period ashore not exceeding 48 hours, and which result in death or permanent disability.
Why does Pantaenius offer a separate policy for this cover?
Whilst some insurance providers include limited Personal Accident cover free under a comprehensive yacht insurance policy, at Pantaenius we believe in doing things properly. So rather than automatically including limited cover for Personal Accident in our main product for your yacht or boat, we offer a dedicated Personal Accident policy. This separate policy offers a low-cost solution providing comprehensive cover for death and permanent disability and includes additional cover such as Emergency Medical Expenses and Search & Rescue costs.
Marine Accident Insurance: A Policy worth considering
Sailing is a personal adventure, but it is also a risk. Have you ever wondered what the financial implications could be from a boating accident which results in death or permanent disability? This is an area of yacht insurance which is often overlooked. Fewer of us carry Personal Accident insurance these days, and if we do, it may exclude sailing accidents. It is worth remembering that your associated marine liability policy will only cover those amounts for which you are legally liable to pay. If a fellow crew member is a casualty of a boating accident for which you are not to blame and sustains a permanent disability, he will be unable to claim under your Third Party Liability insurance. So a marine accident insurance which specifically covers accidents with your vessel can be quite attractive.
Meet The Yacht Insurance Experts
At Pantaenius, we use our expertise to provide you with the optimal marine accident insurance available on the market. In this context, our dedicated Personal Accident policy specifically covers accidents with your ship. The Pantaenius Personal Accident policy is easy to incept and inexpensive. We recommend taking Personal Accident insurance in conjunction with a Pantaenius Hull Insurance & Third Party Liability Insurance policy.