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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

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Yacht Personal Accident Insurance

This policy provides a lump sum in the event of death or permanent disability, a contribution towards emergency medical expenses, search and rescue costs and other benefits following a boating accident. It also extends to cover accidents which occur during any period ashore not exceeding 48 hours, and which result in death or permanent disability.

Accident Related Benefits

Search & Rescue

Search & Rescue costs, following an accident or emergency at sea, are covered up to £40,000, even if the search is unsuccessful.

Patient Transport

Patient transport & other costs are covered up to £40,000.

Emergency Medical Expenses

Emergency medical expenses (outside your normal country of residence) are included up to £40,000 within Europe, or £80,000 outside Europe.

Cosmetic surgery

Cover under the policy includes up to £8,000 towards cosmetic surgery when required following treatment for an accident.

Yacht return transportation costs

Cover under the policy includes up to £8,000 towards getting your yacht home if the skipper is hospitalised abroad.


Why does Pantaenius offer a separate policy for this cover?


Whilst some insurance providers include limited Personal Accident cover free under a comprehensive yacht insurance policy, at Pantaenius we believe in doing things properly. So rather than automatically including limited cover for Personal Accident in our main product for your yacht or boat, we offer a dedicated Personal Accident policy. This separate policy offers a low-cost solution providing comprehensive cover for death and permanent disability and includes additional cover such as Emergency Medical Expenses and Search & Rescue costs. 

Get in touch
Your Pantaenius Crew

Do you have any questions? If so, our dedicated staff are happy to help. Whether you would like a quotation for your boat insurance or more information on our products, we are at your service!

Emma Batson
Harry Chapman
Andy Crick
Claire Froggatt
Kirsty McCurdy
Fiona McCracken
Rosanna Muscat
Nicola Symons
+44 1752 22 36 56

Monday to Friday, 9:00 until 17:00

PANTAENIUS - a reliable partner
Enjoy the great feeling of being in safe hands...
Over 50

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.


already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.


in our network help us deliver true local service and support you with advice and expertise all over the world.