Sailing Yacht Insurance
PANTAENIUS SAILING YACHT COVER PLUS – Our most comprehensive policy
When only the broadest insurance cover will do; we have the right insurance solution for you. The Pantaenius Sailing Yacht Cover Plus policy is the UK’s most comprehensive sailing yacht policy offering additional cover and higher limits as standard. Discover why Pantaenius is one of the UK's leading yacht insurance specialists and why over 100,000 yacht owners place their trust in us.
Insure your Sailing Yacht
Find the right insurance cover in just a few steps. Getting a quotation is easy. Simply complete our online enquiry form and leave the rest to us.
- Comprehensive or Third Party Liability only cover options available
- Always available in case of a claim
- Many boats can be insured online
PANTAENIUS SAILING YACHT COVER PLUS – What is included?
THE MOST COMPREHENSIVE ALL RISK COVER
An All Risks policy providing greater protection for your sailing yacht, tender and personal watercraft including cover for sea transport and the transit of parts worldwide.
WEAR AND TEAR
Cover for loss or damage resulting from wear and tear, with only the failed part excluded.
NEW FOR OLD
New for Old cover for parts and materials less than 10 years of age included as standard.
CORROSION AND ELECTROLYSIS
Cover for loss or damage resulting from corrosion or electrolysis, with only the failed part excluded.
AGREED FIXED VALUE
An Agreed Fixed Value policy with a fixed sum insured paid in the event of a total loss.
AROUND THE MARK
Crewed club racing covered as standard.
WIDE RANGE OF EXCESS FREE CLAIMS
Some of the most common claims; fire, theft following violent and forcible entry, collision whilst moored or at anchor all settled with no excess applied.
HIGHER LIMITS FOR BREAKDOWN ASSISTANCE
Cover for emergency assistance and towage included as standard, up to £10,000.
COMPREHENSIVE COVER FROM THE INSURANCE EXPERTS
Pantaenius has been providing insurance solutions for over 50 years. We know yacht insurance. That’s why we offer our customers market leading All Risks Hull cover and a dedicated Third Party Liability policy, both offering comprehensive cover without unclear exclusions. If you would like to discuss your individual insurance requirements then give our Client HubTeam a call on 01752 223656, they will be happy to help.
Getting a quotation is easy. Simply complete our online enquiry form and leave the rest to us.
THE MOST IMPORTANT INSURANCE PRODUCTS FOR SAILING YACHT OWNERS EXPLAINED
Sailing Yacht Hull Insurance
If you want to protect your yacht against damage and yourself from the financial costs resulting from an accident you should consider taking out a Hull Insurance policy. Hull insurance covers you for damage to your own yacht and is one of the main types of marine insurance policies available. It covers a broad range of damage to a yacht’s hull, machinery and equipment.
However, not all Hull Insurance policies are the same. The devil is in the detail. You will want to familiarise yourself with any policy exclusions before purchasing a policy. Insurance is about protecting yourself against the unexpected, so policies generally exclude those things which can be anticipated or prevented. Many of the exclusions therefore come down to things like wear and tear, gradual deterioration or lack of maintenance. If something is likely to fail due to its age or condition, replacement is something you should be considering yourself, and any responsible boat owner will carry out regular inspections and maintenance. But one very important question you need to ask is, if you have an accident because of a part failing due to wear and tear or fault, is the resulting damage excluded, or only the part that failed? And is that really clear in the wording? Consider the consequences.
Sailing Yacht Third Party Liability Insurance
Whilst it is not a mandatory requirement for you to have Third Party Liability Insurance, to ensure you are protected from unexpected financial burden as a consequence of accidental damage or injury to a third party we recommend taking out a Yacht Third Party Liability Insurance policy. In fact, many local authorities and marinas insist upon it.
Even when in storage in the winter and during transport to the storage location there are risks of third party damage for which you, as the yacht owner, may be held liable. It is therefore important to have a liability policy in force.