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PANTAENIUS SAILING YACHT COVER PLUS – What is included?

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THE MOST COMPREHENSIVE ALL RISK COVER
AGREED FIXED VALUE
WEAR AND TEAR COVER
AROUND THE MARK
NEW FOR OLD
BROADER RANGE OF DEDUCTIBLE FREE CLAIMS
CORROSION AND ELECTROLYSIS
HIGHER LIMITS FOR BREAKDOWN ASSISTANCE

THE MOST COMPREHENSIVE ALL RISK COVER

An All Risks policy providing greater protection for your sailing yacht, tender and personal watercraft including cover for sea transport and the transit of parts worldwide.

WEAR AND TEAR

Cover for loss or damage resulting from wear and tear, with only the failed part excluded.

NEW FOR OLD

New for Old cover for parts and materials less than 10 years of age included as standard. 

CORROSION AND ELECTROLYSIS

Cover for loss or damage resulting from corrosion or electrolysis, with only the failed part excluded.

AGREED FIXED VALUE

An Agreed Fixed Value policy with a fixed sum insured paid in the event of a total loss.

AROUND THE MARK

Crewed club racing covered as standard.

WIDE RANGE OF EXCESS FREE CLAIMS

Some of the most common claims; fire, theft following violent and forcible entry,  collision whilst moored or at anchor all settled with no excess applied.

HIGHER LIMITS FOR BREAKDOWN ASSISTANCE

Cover for emergency assistance and towage included as standard, up to £10,000.

COMPREHENSIVE COVER FROM THE INSURANCE EXPERTS

Pantaenius has been providing insurance solutions for over 50 years. We know yacht insurance. That’s why we offer our customers market leading All Risks Hull cover and a dedicated Third Party Liability policy, both offering comprehensive cover without unclear exclusions. If you would like to discuss your individual insurance requirements then give our Client HubTeam a call on 01752 223656, they will be happy to help.

Getting a quotation is easy. Simply complete our online enquiry form and leave the rest to us.

 

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THE MOST IMPORTANT INSURANCE PRODUCTS FOR SAILING YACHT OWNERS EXPLAINED

Sailing Yacht Hull Insurance

If you want to protect your yacht against damage and yourself from the financial costs resulting from an accident you should consider taking out a Hull Insurance policy. Hull insurance covers you for damage to your own yacht and is one of the main types of marine insurance policies available. It covers a broad range of damage to a yacht’s hull, machinery and equipment.

However, not all Hull Insurance policies are the same. The devil is in the detail. You will want to familiarise yourself with any policy exclusions before purchasing a policy. Insurance is about protecting yourself against the unexpected, so policies generally exclude those things which can be anticipated or prevented. Many of the exclusions therefore come down to things like wear and tear, gradual deterioration or lack of maintenance. If something is likely to fail due to its age or condition, replacement is something you should be considering yourself, and any responsible boat owner will carry out regular inspections and maintenance. But one very important question you need to ask is, if you have an accident because of a part failing due to wear and tear or fault, is the resulting damage excluded, or only the part that failed? And is that really clear in the wording? Consider the consequences.

 

Sailing Yacht Third Party Liability Insurance

Whilst it is not a mandatory requirement for you to have Third Party Liability Insurance, to ensure you are protected from unexpected financial burden as a consequence of accidental damage or injury to a third party we recommend taking out a Yacht Third Party Liability Insurance policy. In fact, many local authorities and marinas insist upon it.

Even when in storage in the winter and during transport to the storage location there are risks of third party damage for which you, as the yacht owner, may be held liable. It is therefore important to have a liability policy in force.

Get in touch
Your Pantaenius UK Team

Do you have any further questions? Our dedicated staff is happy to advise you in all insurance related matters. Whether you need a quote to insure your yacht or more information on our products, we are at your Service!

Andy Crick
Emma Batson
Kirsty McCurdy
Fiona McCracken
+44 1752 22 36 56

Monday to Friday, 9:00 until 17:00

PANTAENIUS - a reliable partner
Enjoy the great feeling of being in safe hands...
Over 50
years

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.

100,000
customers

already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.

35,000
specialists

in our network help us deliver true local service and support you with advice and expertise all over the world.