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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

** Pantaenius America Ltd. is a licensed insurance agent licensed in all 50 states. It is an independent corporation incorporated under the laws of New York and is a separate and distinct entity from any entity of the Pantaenius Group.

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Do I need boat insurance?

Insurance is about protecting yourself against the unexpected. You will have no doubt made a sizeable investment in purchasing your boat, damage it without insurance in place and you may find yourself financially unable to repair or replace it. Insurance provides you with the peace of mind of knowing that you are protected from the financial costs resulting from an accident.

So, what about when your boat is out of commission – do you still need to insure your boat then? You’d be surprised to learn how many claims occur whilst vessels are left unattended. Whilst the risks to a vessel laid up are different from the potential risks when afloat there are still risks to your vessel for example lightning, fire, vandalism, theft to name but a few.

You will also find that it is a requirement of many local authorities and marinas that, to use their mooring facilities, you must have a minimum of third party liability insurance in place.

Owning a boat is a unique pleasure, bringing with it limitless opportunities to enjoy the relaxation and freedom. The peace of mind a boat insurance policy provides will take the stress out of sailing and allow you to concentrate on enjoying your time on the water.

What kind of boat insurance do I need?

As boat insurance specialists, Pantaenius offers market leading all risks hull cover and a dedicated third party liability policy, both of which offer comprehensive cover without unclear exclusions. Additionally, Pantaenius can offer dedicated personal accident (including emergency medical expenses and search and rescue) cover to provide peace of mind for both owner and crew.

If you plan to employ crew, you can also call upon the Pantaenius dedicated crew products, tailored to cover your liabilities as an employer and the crew’s accident and medical risks. When making a comparison of boat insurance policies, whilst price is an important factor it shouldn’t be the only factor. You’ll need to look carefully at what cover is being offered. That appealingly low premium for your insurance cover may not be worth it, when you find you’re not protected when you really need it.

Established in 1970, Pantaenius has over 100,000 boat owners worldwide who enjoy the peace of mind our unique and comprehensive policy provides.

Why not get a quote or contact us if you wish to discuss your insurance requirements.

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Hull Insurance

Hull Insurance covers you for damage to your own boat and is one of the main types of marine insurance policies available. It covers a broad range of damage to a yacht's hull, machinery and equipment.


An All Risk policy, based on an Agreed Fixed value, covering your yacht’s hull and machinery, including tenders and personal watercraft.


No policy deductible on a wide variety of Hull claims or to any Third Party Liability claim or to costs for salvage and wreck removal; towing and assistance; emergency accommodation and many more.


New for Old cover included as standard on all parts and materials less than 10 years old and is available as an optional extra for vessels aged over 10 years.

Get in touch
Pantaenius UK Ltd.

Marine Building

1 Queen Anne Place

Plymouth, Devon PL4 0FB

+44 17 52 22 36 56Send an e-mail
PANTAENIUS - a reliable partner
Enjoy the great feeling of being in safe hands...

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.


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