Boat Insurance
Welcome to Europe's leading boat insurance specialist!
Pantaenius has been providing tailored insurance solutions to boat owners for over 50 years. Whatever the shape or size of your sailing or motor boat we’ve got the right insurance solution for you. Our new range of products offers a wider choice making Pantaenius more relevant to a larger number of boat owners both further afield and closer to home.
Pantaenius Boat Cover – What is included?
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All Risk Clauses
All Risk policy based on an Agreed Fixed Value, covering hull, machinery, personal watercraft and tenders.
Excess Free Claims
No policy excess on a variety of Hull claims including inspection after grounding, salvage and wreck removal, emergency accommodation, towing and assistance any many more.
24/7 Emergency Claims Helpline
24 hour, 365 days per year emergency claim helpline operated by our own in house staff with no use of outsourced call centres.
Emergency assistance and towage
Cover for emergency assistance and towage included as standard with no excess applied.
New for Old
New for old cover included as standard on parts and materials less than 3 years old.
Agreed Fixed Value
Agreed Fixed Value hull policy which, in the event of a total loss claim, cannot be challenged or averaged.
Skipper Liability included
Third Party Liability policy extended to cover the policyholder when skippering a borrowed or chartered motor boat or sailing boat.
Personal Effects
Cover for Personal Effects included as standard.
INSURANCE YOUR BOAT DESERVES
Looking for boat insurance? As one of the leading boat insurance specialists we offer flexible and comprehensive cover for boats of all shapes and sizes. Getting a quotation is easy. Simply complete our online enquiry form and leave the rest to us.
How to obtain a quotation
Do I Need Boat Insurance?
Insurance is about protecting yourself against the unexpected. You will have no doubt made a sizeable investment in purchasing your boat, damage it without insurance in place and you may find yourself financially unable to repair or replace it. Boat insurance provides you with the peace of mind of knowing that you are protected from the financial costs resulting from an accident.
So, what about when your boat is out of commission – does your boat still need to be insured then? You’d be surprised to learn how many claims occur whilst boats are left unattended. Whilst the risks to a boat laid up are different from the potential risks when afloat there are still risks to your boat for example lightning, fire, vandalism, theft to name but a few.
You will also find that it is a requirement of many local authorities and marinas that, to use their mooring facilities, you must have a minimum of third party liability insurance in place.
Owning a boat is a unique pleasure, bringing with it limitless opportunities to enjoy the relaxation and freedom. The peace of mind a boat insurance policy provides will take the stress out of sailing and allow you to concentrate on enjoying your time on the water.
Pantaenius Hull Insurance to Protect Your Boat
Pantaenius Hull Insurance is a boat insurance that covers you for damage to your own boat. It is one of the main types of marine insurance policies available and covers a broad range of damage to a boat’s hull, machinery and equipment. The Pantaenius Hull policy benefits from a wide variety of excess free claims including total loss, hit whilst berthed or anchored, emergency towage and assistance or inspection after grounding. Cover for emergency accommodation abroad is also included as standard.
What Kind of Boat Insurance Do I Need?
As insurance specialists, Pantaenius offers market leading boat cover and a dedicated third party liability policy, both of which offer comprehensive cover without unclear exclusions. Additionally, Pantaenius can offer dedicated personal accident (including emergency medical expenses and search and rescue) cover to provide peace of mind for both owner and crew.
If you plan to employ crew, you can also call upon the Pantaenius dedicated crew products, tailored to cover your liabilities as an employer and the crew’s accident and medical risks. When making a comparison of boat insurance policies, whilst price is an important factor it shouldn’t be the only factor. You’ll need to look carefully at what cover is being offered. That appealingly low premium for your boat insurance cover may not be worth it, when you find you’re not protected when you really need it.
Why not get a quote or please contact us if you wish to discuss your boat insurance requirements.