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* Pantaenius UK Limited is authorised and regulated by the Financial Conduct Authority (Authorised No.308688)

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Illustration of a motor yacht and sailing yacht at sunset

Specialists in
Yacht and Boat Insurance

  • 35+ years of boat insurance expertise
  • Tailored, comprehensive insurance cover
  • Dedicated specialist claims support
  • 4.9 Excellent Reviews on Google

Boat Insurance: Find your Optimal Cover

Take the safe course: By taking out the right insurance, you not only protect your own boat, but also yourself against liability for damage caused to third parties. Our bespoke insurance solutions take your individual requirements into account ensuring you always have the best possible protection on board!

Illustration of boats on the water

Hull Insurance

  • Protection against all risks
  • Agreed Fixed Value
  • New for Old
Aboard

Dry Stack Storage: A Smarter Way To Spend More Time On The Water

For most boat owners, the best part of ownership is fairly simple: being out on the water. The reality for many is that finding enough time to get afloat can be the biggest challenge.

Finding time between work and family commitments, preparing the boat, launching, cleaning down afterwards and keeping on top of maintenance can all eat into the hours owners actually have available to enjoy their boat.

Events

23.01.2027 - 31.01.2027

boot Düseldorf, Germany

04.04.2027 - 09.04.2027

Oyster Antigua Regatta

01.05.2027

RIB Rendezvous, Scotland

14.05.2027 - 16.04.2027

South Coast Boat Show

20.05.2027 - 23.05.2027

British Motor yacht Show

What our clients say
4,9

299 Google reviews

03.08.2026

I have always been impressed with the ease and precise way that the Pantaenius UK guide me through to the best insurance that I need. The policy is clear where I can take my boat and what I am covered for. I have never had the need to put a claim in, but I am confident that if I ever needed to, they would be right by my side. Once again Thank you to you all… Five stars rating without any hesitation.

08.10.2026

⭐️⭐️⭐️⭐️⭐️ Finally, an insurer that delivers when it matters I have been insuring yachts for over 20 years and, as a Yachtmaster Ocean instructor and qualified yacht surveyor, with many thousands of miles of offshore experience, I have had plenty of experience dealing with yacht insurers and understanding what good insurance should look like. Unfortunately, my previous experiences with companies such as Yachtline and Noble Marine left a lot to be desired. On more than one occasion I was left effectively stranded — once in the Azores, and again with a yacht in a boatyard with no meaningful cover or support. Experiences like these understandably left me with very little faith in the yacht insurance industry. Recently, I unfortunately had to make a claim with Pantaenius. The experience could not have been more different. From the moment I notified them of the claim, the whole process was handled professionally, efficiently and with genuine understanding of yachts and the realities of yacht ownership. Communication was excellent, the process was clear, and I always felt that I was dealing with people who knew exactly what they were doing. Most importantly, when I actually needed my insurance, Pantaenius was there to support me. After more than 20 years of insuring yachts, I can honestly say that this experience has restored my faith in yacht insurance. You only really discover how good an insurer is when something goes wrong and you need to make a claim — and Pantaenius demonstrated exactly how a professional marine insurer should conduct itself. I would have no hesitation whatsoever in recommending Pantaenius to fellow yacht owners. They have earned my trust and, in my opinion, set a very high standard for how yacht insurance claims should be handled. A genuinely refreshing experience — and a company I am very happy to recommend.

30.03.2026

I wanted to leave this review because we had an orca attack and rudder loss on our sailboat last June sailing down the Portuguese coast. Pantaenius UK were fantastic from start to completion of the claim. From initial claim to completion they were very professional and polite and i would highly recommend any one wanting to insure their vessel to use Pantaenius.

30.07.2026

I decided to reach out to Pantaenius for insurance on my new boat. I was surprised how good their customer service and product was. Over 20 years of boat ownership and dealing with budget insurance brokers this was a very pleasant change. Pantaenius staff were knowledgeable, patient, polite and accommodating to my specific needs. I don't often write reviews but I felt credit where it's due.

24.09.2026

The ONLY yacht provider I deal with. I'v been with Pantaenius for 9 years. I cross quote every year and sometimes get remote duo go elsewhere for a cheaper premium elsewhere, but always stay with them as their customer service is second to none. the always have UK customer service people who know their onions and pick up first time every time, they call back when they say they will and they're unfailingly personable and efficient. I had to make a claim 3 years ago - the REAL test of customer service - and they stood true to their cover. Sometimes, being a bit more expensive is better value.......

These questions may help you

Is boat insurance mandatory?

In the UK, boat insurance is not generally a legal requirement for privately owned leisure vessels.

However, insurance is often required in practice. Many marinas, harbours and inland waterways authorities require proof of insurance, particularly third-party liability cover, as a condition of berthing or access. Lenders may also require insurance where a vessel is financed.

Appropriate insurance is strongly recommended to protect against accidental damage, liability to third parties and potentially significant financial loss.

If you are unsure what level of cover is required for your mooring or cruising area, we recommend checking with the relevant marina, harbour authority or navigation authority.

How much does boat insurance cost?

The cost of boat insurance depends on a range of factors, including the type, size, value and age of the vessel, where it is kept, the cruising area, how it is used and your claims history. Each boat is assessed individually to ensure the premium accurately reflects the overall level of risk presented.

What does boat insurance cover?

Boat insurance typically provides cover for a range of risks, including:

Hull Insurance: Covers physical loss of or damage to your own vessel, such as collision, grounding, theft or other accidental damage.

Third Party Liability Insurance: Protects you against legal liability for injury to third parties or damage to their property arising from the ownership or use of your boat.

 

Additional Covers: Depending on the policy, cover may also extend to areas such as Personal Accident, Legal Expenses or other agreed extensions.

 

All cover is subject to the terms, conditions and exclusions shown in your policy documentation.

What cover do I need?

Yes, you can adjust your boat insurance policy after it has been taken out. Changes to your boat’s usage, its value, or other factors might necessitate updates to your cover. It is important to communicate any changes to your insurance provider to ensure that your policy remains aligned with your current needs and provides the appropriate level of protection.

Over 50 years

of experience guarantee an exclusive service approach and the most efficient claims management when you need it most.

110,000 customers

already place their trust in us and make Pantaenius the leading yacht insurance provider in Europe.

35,000 specialists

in our network help us deliver true local service and support you with advice and expertise all over the world.